45 Windbluff Ct, Owings Mills, MD 21117 Property Records

Baltimore County property record for 45 Windbluff Ct, Owings Mills, MD 21117

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,832 sqft · built 1993
Lot Size	0.04 acres (1,751 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2022)
Tax Bill	$3,271 (2024)
Deeds & Mortgages	May 2021 Mortgage Mar 2022 Sale & Mortgage
APN	`04-2100002400`

Property Details

APN / Parcel Number

Primary APN	`04-2100002400`
Alternative APNs	`42100002400` `2100002400`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	692 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	85 ft deep x 20 ft wide
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2100002400
Street Address	45 WINDBLUFF CT
City	OWINGS MILLS
State	MD
Zip	21117-2470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0402 AC PLEASANT HILLS
Legal Subdivision	PLEASANT HILLS
Legal Block	1
Legal Lot Number	234
Jurisdiction	BALTIMORE MD
Township / Civil Division	4
Census Block Group	1
Census Block	1002
Census Tract	404102

Owner

Source: Baltimore County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 WINDBLUFF CT, OWINGS MILLS, MD 21117-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 16, 2022	Deed, Transfer · FHA Mortgage LAND HOME FINANICAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Feb 14, 2005 · Amount on Record
Deed Document Number	2022
Deed Book / Page	46565 / 261
Prior Transfer Date	Oct 5, 2010
Prior Transfer Doc	0299620128
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	45 WINDBLUFF CT, OWINGS MILLS, MD 21117-2470
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0446850066
Date	May 13, 2021
Book Page	44685/66

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Sep 1, 2040

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 16, 2022
Property Address	45 WINDBLUFF CT, OWINGS MILLS, MD 21117-2470
Document Number	0465650261
Book / Page	46565 / 261
Map Reference	MB 63 FO 84
Instrument Date	Jan 24, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SUMMIT LDS TITLE, SUMMIT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WINDBLUFF CT, OWINGS MILLS, MD 21117-2470

Mortgage

Document Number	0046565271
Date	Mar 16, 2022
Instrument	46565/271

Lender

Name	LAND HOME FINANICAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,867 (+12.67%)	$273,800 (+28%) Land $64,000 Building $209,800
2024	$3,271.00 (+98.36%)
2023	$1,649.00	$207,567	$213,900 Land $56,200 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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