Walton County property record for 45 Windancer Ln, Miramar Beach, FL 32550 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,605 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Last Sale | $1,345,900 (2022) |
| Tax Bill | $8,867.00 (2025) |
| Primary APN | 33-2S-21-42801-000-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,605 sqft Living Area |
| Gross Area | 1,839 sqft Gross Area |
| 1st Floor | 808 sqft 1st Floor |
| Stories | 3 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 98 ft x 102 ft Depth x Width |
| Deck Area | Deck Area |
| Porch Area | 234 sqft Porch |
| Gazebo | Gazebo |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 45 WINDANCER LN |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4142 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 WINDANCER SHORES PB 12-29 OR 1919-95 OR 2192-21 OR 2551-1377 OR 2606-2354 OR 3269-1255 OR 3269-1260 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Subdivision | WINDANCER SHORES |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
Source: Walton County records · APN 33-2S-21-42801-000-0040
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27404 KANIS RD, PARON, AR 72122-9604 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Oct 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Oct 06, 2022 | Correction Deed EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2022 · Amount on Record |
| Deed Sale | Oct 06, 2022 · Amount on Record |
| Prior Sale | Oct 09, 2003 · Amount on Record |
| Deed Doc Number | 202244646 |
| Deed Book / Page | 3269 / 1260 |
| Prior Transfer Date | Oct 05, 2022 |
| Prior Transfer Doc | 0032691255 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 45 WINDANCER LN, MIRAMAR BEACH, FL 32550-4142 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 27404 KANIS RD, PARON, AR 72122-9604 |
| Document Number | 0033872898 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 3387/2898 |
| Instrument | 20260005942 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 06, 2022 |
| Property Address | 45 WINDANCER LN, MIRAMAR BEACH, FL 32550-4142 |
| Document Number | 0032691260 |
| Book / Page | 3269 / 1260 |
| Map Reference | MB 12 PG 29&29A |
| Instrument Date | Oct 05, 2022 |
| Instrument | 20220044646 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,421.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5188 ROYAL FERN CIR, TALLAHASSEE, FL 32317-7498 |
| Name | Verified Name |
|---|---|
| Address | 27404 KANIS RD, PARON, AR 72122-9604 |
| Document Number | 0032691262 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 3269/1262 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 12.1% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 06, 2022 |
| Property Address | 45 WINDANCER LN, MIRAMAR BEACH, FL 32550-4142 |
| Document Number | 0032691255 |
| Book / Page | 3269 / 1255 |
| Map Reference | MB 12 PG 29&29A |
| Instrument Date | Oct 05, 2022 |
| Instrument | 20220044644 |
| Record Updated | Feb 20, 2024 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,867.00 (+13.74%) | $1,062,828 (+41.54%) Land $420,000 Building $642,828 | $1,062,828 (+41.54%) Land $420,000 Building $642,828 |
| 2024 | $7,796.00 (+14.26%) | ||
| 2023 | $6,823.00 (+317.82%) | $750,910 (+51.22%) Land $182,656 Building $568,254 | $750,910 (+51.22%) Land $182,656 Building $568,254 |
| 2022 | $1,633.00 Homeowner's exemption | $496,565 Land $202,748 Building $293,817 | $496,565 Land $202,748 Building $293,817 |
45 Windancer Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 1st in Florida |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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