45 Willowbrook Dr, Oberlin, OH 44074 Property Records

Lorain County property record for 45 Willowbrook Dr, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1961
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Jul 2019)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-103-032`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-103-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	131 ft deep x 66 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	45 WILLOWBROOK DR
City	OBERLIN
State	OH
Zip	44074-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BROOK FARMS 65 X 139
Legal Subdivision	WILLOWBROOK FARMS SUBDIVISION #2
Legal Block	103
Legal Lot Number	68
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 WILLOWBROOK DR, OBERLIN, OH 44074-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2019	Deed of Trust, Mortgage AMERICAN MIDWEST MTG
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	2019004008
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45 WILLOWBROOK DR, OBERLIN, OH 44074-1351
Document Number	0000724152
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOWBROOK DR OBERLIN OH 440741351, OBERLIN, OH 44074-1351

Mortgage

Document Number	0000724152
Date	Jul 30, 2019
Instrument	724152

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 11, 2019
Property Address	45 WILLOWBROOK DR, OBERLIN, OH 44074-1351
Document Number	0000721591
Map Reference	VOL 22 PG 53
Instrument Date	Jul 10, 2019
Instrument	2019-0721591
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	INFINITY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOWBROOK DR, OBERLIN, OH 44074-1351

Mortgage

Document Number	0000721592
Date	Jul 11, 2019
Instrument	2019-0721592

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00	$33,770 (+0.03%) Land $9,560 Building $24,210	$96,460 (-) Land $27,300 Building $69,160
2024	$1,717.00 (-0.46%)	$33,761 (+12.61%) Land $9,555 Building $24,206	$96,460 (+12.61%) Land $27,300 Building $69,160
2023	$1,725.00 (+2.62%)	$29,981 (+%) Land $8,960 Building $21,021	$85,660 (-) Land $25,600 Building $60,060
2022	$1,681.00	$29,980 Land $8,960 Building $21,020
2021			$85,660 Land $25,600 Building $60,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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