45 Willow Ave, Iselin, NJ 08830 Property Records

Middlesex County and Woodbridge Township property record for 45 Willow Ave, Iselin, NJ 08830

Property Summary

Property Type	Single Family Home
Details	2,104 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Tax Bill	$13,259 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`25-00435-10-00019`

Property Details

APN / Parcel Number

Primary APN	`25-00435-10-00019`
Alternative APNs	`2500435001000019` `13837`

Interior

Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached

Location & Zoning

Account Number	13837
Street Address	45 WILLOW AVE
City	ISELIN
State	NJ
Zip	08830-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	100.0X100.0
Legal Subdivision	VICTORY ACRES
Legal Block	435.1
Legal Lot Number	19
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3026
Census Tract	2500

Owner

45 Willow Ave is owned and occupied by an individual who acquired it in May 2019.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · SBA Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Oct 4, 2021	Deed of Trust, Mortgage · SBA Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Jan 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Jan 22, 2020	Deed of Trust, Mortgage · SBA Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Mar 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
May 31, 2019	Quit Claim Deed, Transfer GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY
May 15, 2017	Deed of Trust, Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 11, 2019
Transfer Doc	0000040816
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOW AVE, ISELIN, NJ 08830-1523

Mortgage

Document Number	0000009540
Date	Feb 12, 2026
Book Page	19949/1191
Instrument	2026009540

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	SBA Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOW AVE, ISELIN, NJ 08830-1523

Mortgage

Document Number	2021125549
Date	Oct 4, 2021
Book Page	18657/900
Instrument	2021125549

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	SBA Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021122601
Date	Sep 27, 2021
Book Page	18646/1428
Instrument	2021122601

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NORTH EAST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029778
Date	Mar 31, 2020
Book Page	17831/946
Instrument	2020029778

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH EAST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007052
Date	Jan 22, 2020
Book Page	17758/0890
Instrument	2020007052

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH EAST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007051
Date	Jan 22, 2020
Book Page	17758/0873
Instrument	2020007051

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	SBA Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH EAST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029777
Date	Mar 31, 2020
Book Page	17831/926
Instrument	2020029777

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 31, 2019
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Document Number	0000040816
Book / Page	017511 / 000170
Instrument Date	May 11, 2019
Instrument	40816
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOW AVE ISELIN NJ 088301523, ISELIN, NJ 08830-1523

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 WILLOW AVE, ISELIN, NJ 08830-1523
Document Number	0000012490
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 WILLOW AVE ISELIN NJ 088301523, ISELIN, NJ 08830-1523

Mortgage

Document Number	0000012490
Date	May 31, 2017
Book Page	016782/000737
Instrument	12490

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Willow Ave was $13,259, up 3.4% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (-) Land $24,000 Building $82,200	$106,200 (-) Land $24,000 Building $82,200
2025	$13,259.00 (+3.38%)	$106,200 Land $24,000 Building $82,200	$106,200 Land $24,000 Building $82,200
2024	$12,826.00
2023		$106,200 Land $24,000 Building $82,200	$106,200 Land $24,000 Building $82,200
2022	$12,244.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Willow Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2012–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Willow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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