45 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 45 Willmont St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 985 sqft · built 1920
Lot Size	0.146 acres (6,400 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Oct 2021)
Tax Bill	$914 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081271-00.0`

Property Details

APN / Parcel Number

Primary APN	`081271-00.0`
Alternative APNs	`140010721000020280000000` `261400 107.21-2-28`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
1st Floor Area	623 sqft
Upper Floors Area	362 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	364 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	081271-00.0
Street Address	45 WILLMONT ST
City	ROCHESTER
State	NY
Zip	14609-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0083.00 504 22 00000 9 WILLMONT SUB
Legal Subdivision	WILLMONT SUBDIVISION
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2015
Census Tract	8301

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 PARK AVE, ROCHESTER, NY 14607-2943
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
Oct 12, 2021	Warranty Deed, Transfer · Line of Credit EQUITY TRUST COMPANY
May 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Dec 26, 2012 · Amount on Record
Deed Document Number	2021366
Deed Book / Page	12570 / 570
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000000768
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	45 WILLMONT ST, ROCHESTER, NY 14609-3617
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000847
Date	Nov 2, 2023
Book Page	30490/371
Instrument	202311020847

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 12, 2021
Property Address	45 WILLMONT ST, ROCHESTER, NY 14609-3617
Document Number	0000000366
Book / Page	12570 / 570
Map Reference	LB 38 PG 28
Instrument Date	Oct 5, 2021
Instrument	202110120366
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CEDAR ML, 40, RIDGEMONT, NY 14626-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 STATE ST, ROCHESTER, NY 14608-1644
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000367
Date	Oct 12, 2021
Instrument	202110120367

Lender

Name	EQUITY TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	14 Months
Due	Nov 30, 2022

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	May 2, 2018
Property Address	45 WILLMONT ST, ROCHESTER, NY 14609-3617
Document Number	0000000768
Book / Page	012019 / 000627
Instrument Date	Apr 25, 2018
Instrument	768
Transaction Type	Transfer
Record Updated	May 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	129 ORCHARD CREEK CIR ROCHESTER NY 146123507, ROCHESTER, NY 14612-3507

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$914.00 (-4.89%)
2025	$961.00	$105,700 (+73.28%) Land $14,400 Building $91,300	$105,700 (+43.82%) Land $14,400 Building $91,300
2023		$61,000 Land $6,400 Building $54,600	$73,494 Land $7,711 Building $65,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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