Kent County property record for 45 William Chandler St, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,268 sqft · built 2004 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Sep 2019) |
| Tax Bill | $1,869 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-00-086.06-01-44.00-000 |
| Primary APN | 2-00-086.06-01-44.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| Basement Area | 787 sqft |
| Finished Basement | 787 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 661 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 146 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 72514 |
|---|---|
| Old Parcel Number | ED00086.060144.00/000 |
| Street Address | 45 WILLIAM CHANDLER ST |
| City | DOVER |
| State | DE |
| Zip | 19901-5293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JONES COMMONS LTD LOT 120 45 WILLIAM CHANDLER STREE |
| Legal Subdivision | ST JONES COMMONS |
| Legal Lot Number | 120 45 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41200 |
Source: Kent County records · APN 2-00-086.06-01-44.00-000
Assessment roll updated February 15, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Sep 03, 2019 | Deed, Transfer · FHA Mortgage M & T BANK |
| Aug 28, 2018 | Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2018 · Amount on Record |
| Deed Document Number | 2019-368560 |
| Deed Book / Page | 9750 / 254 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Document Number | 0000523321 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 13835/299 |
| Instrument | 2025-523321 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000438337 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 11603/193 |
| Instrument | 2021-438337 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 03, 2019 |
| Property Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Document Number | 0000368560 |
| Book / Page | 9750 / 254 |
| Map Reference | MB 47 PG 16 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019-368560 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0000368561 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 2019-368561 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 28, 2018 |
| Property Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Document Number | 0000346961 |
| Book / Page | 9265 / 111 |
| Map Reference | MB47 PG16 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-346961 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 WILLIAM CHANDLER ST, DOVER, DE 19901-5293 |
| Document Number | 0000346962 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018-346962 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,869.00 | $59,600 Land $9,300 Building $50,300 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010412002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 212 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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