Worcester County and Sterling Town property record for 45 Wilder Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,194 sqft · built 1982 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,025 (Oct 2010) |
| Tax Bill | $9,434 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00081 L:00024 |
| Primary APN | STER M:00081 L:00024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 5,110 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 WILDER RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 24 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 719100 |
45 Wilder Rd is owned and occupied by an individual who bought it in October 2010.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 WILDER RD, STERLING, MA 01564-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2010 · Amount on File |
| Deed Sale | Oct 4, 2010 · Amount on File |
| Prior Sale | Dec 21, 1999 · Amount on File |
| Deed Document Number | 2010108683 |
| Deed Book / Page | 46421 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 45 WILDER RD, STERLING, MA 01564-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64094-249 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 64094/249 |
| Instrument | 162924 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2026 property tax bill for 45 Wilder Rd was $9,434, up 6.2% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,434.00 (+6.17%) | $751,700 (+8.96%) Land $205,900 Building $545,800 | $616,265 (-) |
| 2025 | $8,886.00 (+7.15%) | $689,900 (+10.72%) Land $178,000 Building $511,900 | $616,265 (+2.63%) |
| 2024 | $8,293.00 (+0.51%) | $623,100 (+7.99%) Land $172,000 Building $451,100 | $600,495 |
| 2023 | $8,251.00 | $577,000 Land $163,200 Building $413,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Wilder Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Wilder Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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