45 Whitsel Rd, Hull, GA 30646 Property Records

Madison County property record for 45 Whitsel Rd, Hull, GA 30646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 1965
Lot Size	15.5 acres (677,358 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2020)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0013 045`

Property Details

APN / Parcel Number

Primary APN	`0013 045`
Alternative APN	`6127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,885 sqft Heated Area
1st Floor Area	1,350 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	677,358 sqft (15.5 acres)
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Poultry House	10,200 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	6127
Street Address	45 WHITSEL RD
City	HULL
State	GA
Zip	30646-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	HSE/OBS/LAND
Jurisdiction	MADISON GA
Township / Civil Division	ILA
Census Block Group	3
Census Block	3056
Census Tract	20100

Owner

45 Whitsel Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Madison County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	45 WHITSEL RD, HULL, GA 30646-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION
Mar 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Feb 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	2020325
Deed Book / Page	1848 / 251
Prior Transfer Date	Dec 11, 2004
Prior Transfer Doc	0760000029
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	45 WHITSEL RD, HULL, GA 30646-1417
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHITSEL RD, HULL, GA 30646-1417

Mortgage

Document Number	0000002200/0000000311
Date	Oct 10, 2024
Book Page	0000002200/0000000311

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	45 WHITSEL RD, HULL, GA 30646-1417
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHITSEL RD, HULL, GA 30646-1417

Mortgage

Document Number	0000001974/0000000026
Date	Jul 23, 2021
Book Page	0000001974/0000000026

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Mar 30, 2020
Property Address	45 WHITSEL RD, HULL, GA 30646-1417
Document Number	001848/251
Book / Page	1848 / 251
Instrument Date	Mar 30, 2020
Instrument	2020-000325
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHITSEL RD, HULL, GA 30646-1417

Mortgage

Document Number	0000001848/0000000254
Date	Apr 2, 2020
Book Page	0000001848/0000000254

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Feb 26, 2020
Property Address	45 WHITSEL RD, HULL, GA 30646-1417
Document Number	001842/258
Book / Page	1842 / 258
Instrument Date	Feb 26, 2020
Instrument	2020-000173
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 HOYT WOOD RD, BRASELTON, GA 30517-2606

Tax Assessment & Valuation

The 2025 property tax bill for 45 Whitsel Rd was $1,726 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 Homeowner's exemption	$146,374 Land $93,634 Building $52,740	$365,935 Land $234,084 Building $131,851
2023	$3,843.00 Homeowner's exemption	$125,892 Land $78,028 Building $47,864	$314,729 Land $195,070 Building $119,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Whitsel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Whitsel Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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