Cumberland County and Standish Town property record for 45 Whites Point Rd, Standish, ME 04084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,114 sqft · built 1974 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,633 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:57 L:51 |
| Primary APN | STAN M:57 L:51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,094 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | T1480R |
|---|---|
| Street Address | 45 WHITES POINT RD |
| City | STANDISH |
| State | ME |
| Zip | 04084-5356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 51 |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17002 |
Source: Cumberland County and Standish Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 WHITES POINT RD, STANDISH, ME 04084-5356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU |
| Sep 12, 2019 | Deed of Trust, Mortgage EVERGREEN CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 45 WHITES POINT RD, STANDISH, ME 04084-5356 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0389280144 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 38928/144 |
| Instrument | 84058 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 45 WHITES POINT RD, STANDISH, ME 04084-5356 |
| Document Number | 0360280085 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 WHITES POINT RD STANDISH ME 040845356, STANDISH, ME 04084-5356 |
| Document Number | 0360280085 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 036028/000085 |
| Instrument | 48836 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,633.00 (+4.32%) | $857,500 (+6%) Land $713,600 Building $143,900 |
| 2024 | $10,193.00 (+18.3%) | $809,000 (+30.04%) Land $671,800 Building $137,200 |
| 2023 | $8,616.00 (+11.48%) | $622,100 (+16.3%) Land $509,900 Building $112,200 |
| 2022 | $7,729.00 | $534,900 Land $442,800 Building $92,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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