45 White Pine Cir, Fletcher, NC 28732 Property Records

Buncombe County property record for 45 White Pine Cir, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,678 sqft · built 1997
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2020)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`669814-2020-202`

Property Details

APN / Parcel Number

Primary APN	`669814-2020-202`
Alternative APNs	`9664-50-8318-00000` `966419507342000` `008112524`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,678 sqft Living Area
Gross Area	4,207 sqft
1st Floor Area	950 sqft
Basement Area	1,307 sqft
Finished Basement	1,240 sqft
Unfinished Basement	67 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	320 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	669814-2020-202
Street Address	45 WHITE PINE CIR
City	FLETCHER
State	NC
Zip	28732-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: WHITE PINE CIRCLE LOT: 65 PLAT: 0052-0065
Legal Subdivision	WHITE PINE CIRCLE
Legal Block	4
Legal Lot Number	65
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	4
Census Block	4016
Census Tract	3202

Owner

45 White Pine Cir is owned and occupied by two individuals who acquired it in December 2025.

Source: Buncombe County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	45 WHITE PINE CIR, FLETCHER, NC 28732-9462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer
Jul 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 13, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Mar 26, 1997 · Amount on File
Deed Book / Page	5925 / 1192
Last Transfer Date	Dec 16, 2025
Transfer Doc	0065531640
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 22, 2025
Property Address	45 WHITE PINE CIR, FLETCHER, NC 28732-9462
Document Number	0065531640
Book / Page	6553 / 1640
Map Reference	MB 52 PG 65
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 WHITE PINE CIR, FLETCHER, NC 28732-9462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 WHITE PINE CIR, FLETCHER, NC 28732-9462

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 23, 2020
Property Address	45 WHITE PINE CIR, FLETCHER, NC 28732-9462
Document Number	0059251192
Book / Page	005925 / 001192
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,060.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 WHITE PINE CIR FLETCHER NC 287329462, FLETCHER, NC 28732-9462

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 13, 2017
Property Address	45 WHITE PINE CIR, FLETCHER, NC 28732-9462
Document Number	0056091972
Book / Page	005609 / 001972
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 WHITE PINE CIR FLETCHER NC 287329462, FLETCHER, NC 28732-9462

Tax Assessment & Valuation

The 2025 property tax bill for 45 White Pine Cir was $3,888, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (+4.71%)	$603,200 Land $51,400 Building $551,800	$603,200 Land $51,400 Building $551,800
2024	$3,713.00 (+2.8%)
2023	$3,612.00	$606,200	$606,200 Land $51,400 Building $554,800
2021			$603,200 Land $51,400 Building $551,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 White Pine Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 White Pine Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Pine Cir

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