Buncombe County property record for 45 White Oak Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,024 sqft · built 2015 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $215,000 (Aug 2013) |
| Tax Bill | $4,490 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9664-65-1867-00000 |
| Primary APN | 9664-65-1867-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 5,500 sqft |
| 1st Floor Area | 2,476 sqft |
| 2nd Floor Area | 548 sqft |
| Basement Area | 2,476 sqft |
| Unfinished Basement | 2,476 sqft |
| Utility Area | 504 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,107 sqft (5.03 acres) |
| Terrain | Rolling |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 966411651930000 |
|---|---|
| Street Address | 45 WHITE OAK DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-7450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 08/09/2013 DEE |
| Legal Description | DEED DATE: 08/09/2013 DEED: 5132-1937 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0094-0064 |
| Legal Subdivision | ASHBROOK FARMS |
| Legal Lot Number | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3202 |
The current owner of 45 White Oak Dr bought it in August 2013.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 45 WHITE OAK DR, FLETCHER, NC 28732-7450 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2013 · Amount on File |
| Deed Sale | Aug 9, 2013 · Amount on File |
| Prior Sale | Sep 29, 2004 · Amount on File |
| Deed Document Number | 0051321937 |
| Deed Book / Page | 5132 / 1937 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 White Oak Dr was $4,490.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,490.00 | $695,400 | |
| 2023 | $4,144.00 | $695,400 | $695,400 Land $123,300 Building $572,100 |
| 2021 | $695,400 Land $123,300 Building $572,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 White Oak Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
4G LTE only, no 5G reported
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