45 White Birch Cir, Niantic, CT 06357 Property Records

East Lyme Town property record for 45 White Birch Cir, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,469 sqft · built 1979
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (May 2008)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Jan 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:07.10 B:00023 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:07.10 B:00023 L:00000`
Alternative APN	`5520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5520
Street Address	45 WHITE BIRCH CIR
City	NIANTIC
State	CT
Zip	06357-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	23
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1006
Census Tract	870703

Owner

Source: East Lyme Town records · APN ELYM M:07.10 B:00023 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 WHITE BIRCH CIR, NIANTIC, CT 06357-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2008 · Amount on Record
Deed Sale	May 01, 2008 · Amount on Record
Prior Sale	Jul 12, 2001 · Amount on Record
Deed Book / Page	801 / 53
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	45 WHITE BIRCH CIR, NIANTIC, CT 06357-1610
Transaction Type	Mortgage
Record Updated	Jan 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001118-819
Date	Jan 08, 2025
Book Page	1118/819
Instrument	50

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,300.00	$189,210 (-) Land $79,730 Building $109,480	$132,447 Land $55,811 Building $76,636
2024	$5,300.00 (+12.57%)
2023	$4,708.00 (+4.37%)	$189,210 (-) Land $79,730 Building $109,480
2022	$4,511.00	$189,210 Land $79,730 Building $109,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 11% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.