45 Whispering Pine Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 45 Whispering Pine Dr, Palm Coast, FL 32164

Property Summary

Property TypeVacant Land
Lot Size0.196 acres (8,573 sqft)
OwnerIndividual Name on Record
Last Sale$5,300 (Aug 1985)
Tax Bill$617 (2025)
Flood ZoneZone X (minimal risk)
APN07-11-31-7023-00120-0090

Property Details

APN / Parcel Number

Primary APN07-11-31-7023-00120-0090

Exterior

Lot Area8,573 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address45 WHISPERING PINE DR
CityPALM COAST
StateFL
Zip32164-7293
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionPALM COAST SECTION 23 BLOCK 00012 LOT 0009 SUBDIVISION COMPLETION YEAR 1980 OR 263 PG 711
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block12
Legal Lot Number9
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3005
Census Tract60211

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 COVE CT, GLENWOOD, NJ 07418-1703
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1985 · Amount on Record
Deed SaleAug 1, 1985 · Amount on Record
Deed Document Number0000263711
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617.00 (+15.98%)$51,500 (+14.44%) Land $51,500$51,500 (+14.44%) Land $51,500
2023$532.00 (+1.92%)$45,000 (-1.1%) Land $45,000$45,000 (-1.1%) Land $45,000
2022$522.00$45,500 Land $45,500$45,500 Land $45,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Metronet.

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