45 Wheelock Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 45 Wheelock Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1946
Lot Size0.16 acres (6,991 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Mar 2017)
Tax Bill$6,484 (2026)
Deeds & MortgagesMar 2021 Refinance
Mar 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN124065

Property Details

APN / Parcel Number

Primary APN124065
Alternative APN
  • WALT M:067 B:013 L:0004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area960 sqft Living Area
Gross Area2,016 sqft
Basement Area640 sqft
Unfinished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,991 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number124065
Street Address45 WHEELOCK RD
CityWALTHAM
StateMA
Zip02453-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal SubdivisionWALTHAM
Legal Block13
Legal Lot Number4
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group6
Census Block6003
Census Tract368400

Owner

45 Wheelock Rd is owned and occupied by an individual who bought it in March 2017.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address45 WHEELOCK RD, WALTHAM, MA 02453-2814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC
Mar 22, 2017Quit Claim Deed, Transfer · Conventional with PMI
MORTGAGE NTWK
Jan 4, 2017Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2017 · Amount on File
Deed SaleMar 22, 2017 · Amount on File
Prior SaleOct 6, 2011 · Amount on File
Deed Book / Page69038 / 438
Transfer Doc069038-438
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address45 WHEELOCK RD, WALTHAM, MA 02453-2814
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077353-432
DateMar 29, 2021
Book Page77353/432
Instrument68943
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateMar 22, 2017
Property Address45 WHEELOCK RD, WALTHAM, MA 02453-2814
Document Number69038-438
Book / Page069038 / 000438
Instrument DateMar 22, 2017
Instrument42101
Transaction TypeTransfer
Record UpdatedApr 11, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,052.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WHEELOCK RD WALTHAM MA 024532814, WALTHAM, MA 02453-2814

Mortgage

Document Number69038-441
DateMar 22, 2017
Book Page069038/000441
Instrument42102
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 21, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address45 WHEELOCK RD, WALTHAM, MA 02453-2814
Document Number68747-461
Book / Page068747 / 000461
Instrument DateJan 4, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68747-461
DateJan 12, 2017
Book Page068747/000461
Instrument6156
Lender
NameUSAA
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45 Wheelock Rd was $6,484, up 1% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,484.00 (+10.05%)$628,300 (+4.72%) Land $419,500 Building $208,800$663,476 (-3.82%)
2025$5,892.00 (+3.62%)$600,000 (+1.73%) Land $399,500 Building $200,500$689,795 (+6.11%)
2024$5,686.00 (+1.25%)$589,800 (+8.38%) Land $392,100 Building $197,700$650,085
2023$5,616.00$544,200 Land $355,100 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Wheelock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Wheelock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Wheelock Rd

Nearby Streets

Search Property Records by Address or Parcel Number