45 Wharf Dr, Pittsburg, CA 94565 Property Records

Contra Costa County property record for 45 Wharf Dr, Pittsburg, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1953
Lot Size	0.123 acres (5,350 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2026)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-141-014-5`

Property Details

APN / Parcel Number

Primary APN	`098-141-014-5`
Alternative APN	`098-141-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1960
Lot Area	5,350 sqft (0.123 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	45 WHARF DR
City	PITTSBURG
State	CA
Zip	94565-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	SHORE ACRES #5 LOT 601 LESS M R
Legal Subdivision	SHORE ACRES 05
Legal Lot Number	601
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3016
Census Tract	314200

Owner

45 Wharf Dr is owned by an individual who bought it in August 2026.

Source: Contra Costa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47 WHARF DR, PITTSBURG, CA 94565-1358
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Aug 27, 2026	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Apr 14, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Oct 6, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2021	Affidavit of Death of Joint Tenant, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Apr 14, 2026 · Amount on File
Deed Document Number	202690792
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	0000276820
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 27, 2026
Property Address	45 WHARF DR, PITTSBURG, CA 94565-1358
Document Number	0000090791
Instrument Date	Aug 24, 2026
Instrument	202690791
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	47 WHARF DR, PITTSBURG, CA 94565-1358

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 27, 2026
Property Address	45 WHARF DR, PITTSBURG, CA 94565-1358
Document Number	0000090792
Instrument Date	Aug 20, 2026
Instrument	202690792
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Tax	$34,441.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	47 WHARF DR, PITTSBURG, CA 94565-1358

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2026
Property Address	45 WHARF DR, PITTSBURG, CA 94565-1358
Document Number	0000037136
Instrument Date	Apr 13, 2026
Instrument	202637136
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$42,495.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2021
Property Address	45 WHARF DR, BAY POINT, CA 94565-1358
Document Number	0000276821
Map Reference	MB 48 PG 47
Instrument Date	Sep 28, 2021
Instrument	2021-276821
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HILL ST APT 23, 23, DALY CITY, CA 94014-2562

Mortgage

Document Number	0000276822
Date	Oct 6, 2021
Instrument	2021-276822

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2021
Property Address	45 WHARF DR, BAY POINT, CA 94565-1358
Document Number	0000276820
Map Reference	MB 48 PG 47
Instrument Date	Sep 28, 2021
Instrument	2021-276820
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHARF DR, BAY POINT, CA 94565-1358

Tax Assessment & Valuation

The 2025 property tax bill for 45 Wharf Dr was $5,928.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,445 (+2%) Land $324,729 Building $140,716
2025	$5,928.00	$456,319 Land $318,362 Building $137,957
2023	$5,270.00 (-6.08%)	$404,000 Land $282,000 Building $122,000
2022	$5,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Wharf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Wharf Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wharf Dr

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