Norfolk County and Bellingham Town property record for 45 Wethersfield Rd, Bellingham, MA 02019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1972 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,900 (Sep 1978) |
| Tax Bill | $5,380 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0029 B:0276 L:0000 |
| Primary APN | BELL M:0029 B:0276 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,336 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,998 sqft (0.459 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 WETHERSFIELD RD |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Block | 276 |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 443106 |
45 Wethersfield Rd is owned and occupied by two individuals who bought it in September 1978.
Source: Norfolk County and Bellingham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WETHERSFIELD RD, BELLINGHAM, MA 02019-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage MUTUAL OF OMAHA MORTGAGE |
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 1978 · Amount on File |
| Deed Sale | Sep 19, 1978 · Amount on File |
| Deed Book / Page | 5517 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 45 WETHERSFIELD RD, BELLINGHAM, MA 02019-1045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042708-133 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 42708/133 |
| Instrument | 73075 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 45 WETHERSFIELD RD, BELLINGHAM, MA 02019-1045 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041091-582 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 41091/582 |
| Instrument | 13978 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 45 WETHERSFIELD RD, BELLINGHAM, MA 02019-1045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040269-543 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 40269/543 |
| Instrument | 7601 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 45 WETHERSFIELD RD, BELLINGHAM, MA 02019-1045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38180-58 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 38180/58 |
| Instrument | 78381 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
The 2026 property tax bill for 45 Wethersfield Rd was $5,380, up 3.5% from the year before.
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,380.00 (+3.52%) | $434,200 (+4.93%) Land $183,900 Building $250,300 | $531,430 (-) |
| 2025 | $5,197.00 (+4.57%) | $413,800 (+7.06%) Land $167,200 Building $246,600 | $531,430 (+7.1%) |
| 2024 | $4,970.00 (+3.71%) | $386,500 (+5.26%) Land $152,600 Building $233,900 | $496,185 |
| 2023 | $4,792.00 | $367,200 Land $145,400 Building $221,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Wethersfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Wethersfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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