45 West St, Berea, OH 44017 Property Records

Cuyahoga County property record for 45 West St, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1913
Lot Size	0.181 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Jan 2020)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363-17-070`

Property Details

APN / Parcel Number

Primary APN	`363-17-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,096 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	360 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Porch	Enclosed Porch
Porch Area	222 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	45 WEST ST
City	BEREA
State	OH
Zip	44017-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	17 BALDWIN WP 463.26 FT W OF CL PROSPECT 0051
Legal Subdivision	BALDWIN
Legal Lot Number	51
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1003
Census Tract	134206

Owner

45 West St is owned and occupied by an individual who bought it in January 2020.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 WEST ST, BEREA, OH 44017-2325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Prior Sale	Dec 4, 2009 · Amount on File
Deed Document Number	0001230492
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 23, 2020
Property Address	45 WEST ST, BEREA, OH 44017-2325
Document Number	0001230492
Instrument Date	Jan 21, 2019
Instrument	1230492
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WEST ST BEREA OH 440172325, BEREA, OH 44017-2325

Mortgage

Document Number	1230493
Date	Jan 23, 2020
Instrument	1230493

Lender

Name	CLEVELAND MTG SVC
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 West St was $3,926 with a homeowner's exemption, up 2.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+2.13%) Homeowner's exemption	$67,800 (-) Land $12,390 Building $55,410
2024	$3,844.00 (+14.44%) Homeowner's exemption	$67,800 (+39.36%) Land $12,390 Building $55,410	$193,700 Land $35,400 Building $158,300
2023	$3,359.00 (+0.63%) Homeowner's exemption	$48,650 (-) Land $10,990 Building $37,660
2022	$3,338.00 Homeowner's exemption	$48,650 Land $10,990 Building $37,660
2021			$139,000 Land $31,400 Building $107,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West St

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