45 Wayside Dr, Keyport, NJ 07735 Property Records

Monmouth County and Aberdeen Township property record for 45 Wayside Dr, Keyport, NJ 07735

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 862 sqft · built 1950
Lot Size0.276 acres (12,001 sqft)
OwnerIndividual Name on Record
Last Sale$327,000 (Jan 2021)
Tax Bill$8,814 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Feb 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-00347-0000-00050

Property Details

APN / Parcel Number

Primary APN01-00347-0000-00050
Alternative APN
  • 010034700050

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area862 sqft Living Area
1st Floor Area862 sqft
Basement Area862 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialOther
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide
Deck Area72 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Street Address45 WAYSIDE DR
CityKEYPORT
StateNJ
Zip07735-5313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal DescriptionADDITIONAL LOTS: 49
Legal SubdivisionCLIFFWOOD BEACH MAP/SEC #2
Legal Block347
Legal Lot Number50
JurisdictionMONMOUTH NJ
Township / Civil DivisionABERDEEN
Census Block Group1
Census Block1004
Census Tract802500

Owner

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 14, 2020Deed of Trust, Mortgage
NJ LENDERS
Jan 6, 2021Grant Deed, Transfer · Conventional with PMI
NJ LENDERS
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MTG
Aug 23, 2017Grant Deed, Transfer · FHA Mortgage
AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2021 · Amount on Record
Deed SaleJan 6, 2021 · Amount on Record
Prior SaleAug 23, 2017 · Amount on Record
Deed Document Number20212784
Deed Book / Page9470 / 4082
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313

Mortgage

Document Number0096597921
DateSep 14, 2023
Book Page9659/7921
Instrument2023063983
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095773798
DateFeb 8, 2022
Book Page9577/3798
Instrument2022015633
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMar 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
Document Number0000002785
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyFIT AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WAYSIDE DR KEYPORT NJ 07735, KEYPORT, NJ 07735

Mortgage

Document Number0000002785
DateJan 6, 2021
Book Page009470/004091
Instrument2785
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
AmountAmount Recorded
Term360 Months
DueJan 5, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 6, 2021
Property Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
Document Number0000002784
Book / Page009470 / 004082
Instrument DateDec 9, 2020
Instrument2784
Transaction TypeTransfer
Record UpdatedFeb 19, 2021
Title CompanyFIT AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WAYSIDE DR KEYPORT NJ 077355313, KEYPORT, NJ 07735-5313

Mortgage

Document Number2785
DateJan 6, 2021
Book Page009470/004091
Instrument2785
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 5, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
Document Number0000025064
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WAYSIDE DR KEYPORT NJ 077355313, KEYPORT, NJ 07735-5313

Mortgage

Document Number0000025064
DateMar 3, 2020
Book Page009400/006941
Instrument25064
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 2, 2035

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateAug 23, 2017
Property Address45 WAYSIDE DR, KEYPORT, NJ 07735-5313
Document Number0000082259
Book / Page009243 / 008375
Instrument DateAug 1, 2017
Instrument82259
Transaction TypeTransfer
Record UpdatedSep 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$169.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WAYSIDE DR KEYPORT NJ 077355313, KEYPORT, NJ 07735-5313

Mortgage

Document Number82263
DateAug 23, 2017
Book Page009243/008386
Instrument82263
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionAberdeen Township
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$477,900 (+7.3%) Land $286,000 Building $191,900$477,900 (+7.3%) Land $286,000 Building $191,900
2025$8,814.00 (+7.46%)$445,400 (+24.69%) Land $255,200 Building $190,200$445,400 (+24.69%) Land $255,200 Building $190,200
2024$8,202.00 (+0.87%)
2023$357,200 Land $174,900 Building $182,300$357,200 Land $174,900 Building $182,300
2022$8,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1980–2019)
Claims Outside the SFHA4 of 9
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH
serves 6,775 people · EPA ID NJ1330002
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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