45 Wayne St, Haverhill, MA 01835 Property Records

Essex County and Haverhill City property record for 45 Wayne St, Haverhill, MA 01835

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,256 sqft · built 1957
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Nov 2003)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`740-1-2`

Property Details

APN / Parcel Number

Primary APN	`740-1-2`
Alternative APN	`HAVE M:0740 B:00001 L:2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,820 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	740-1-2
Street Address	45 WAYNE ST
City	HAVERHILL
State	MA
Zip	01835-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	2
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2025
Census Tract	261101

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 WAYNE ST, HAVERHILL, MA 01835-8142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
Jan 31, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2018	Deed of Trust, Mortgage GLOBAL EQUITY FIN
Aug 16, 2017	Quit Claim Deed, Transfer · FHA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2003 · Amount on Record
Deed Sale	Nov 20, 2003 · Amount on Record
Prior Sale	Dec 30, 1988 · Amount on Record
Deed Book / Page	22098 / 490
Last Transfer Date	Jan 30, 2019
Transfer Doc	37304-365
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	45 WAYNE ST, HAVERHILL, MA 01835-8142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38693-566
Date	Jul 9, 2020
Book Page	38693/566
Instrument	20200709000500

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jan 31, 2019
Property Address	45 WAYNE ST, HAVERHILL, MA 01835-8142
Document Number	37304-365
Book / Page	037304 / 000365
Instrument Date	Jan 30, 2019
Instrument	1901312210
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WAYNE ST HAVERHILL MA 018358142, HAVERHILL, MA 01835-8142

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	45 WAYNE ST, HAVERHILL, MA 01835-8142
Document Number	36650-52
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	36650-52
Date	Apr 17, 2018
Book Page	036650/000052
Instrument	1804170310

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Apr 16, 2045

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Aug 16, 2017
Property Address	45 WAYNE ST, HAVERHILL, MA 01835-8142
Document Number	36106-46
Book / Page	036106 / 000046
Instrument Date	Aug 9, 2017
Instrument	1708160299
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 WAYNE ST HAVERHILL MA 018358142, HAVERHILL, MA 01835-8142

Mortgage

Document Number	36106-49
Date	Aug 16, 2017
Book Page	036106/000049
Instrument	1708160300

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,023.00 (+5.93%)	$469,000 (+5.23%) Land $204,700 Building $264,300	$566,865
2024	$4,742.00 (+9.14%)	$445,700 (+14.37%) Land $203,200 Building $242,500
2023	$4,345.00	$389,700 Land $176,200 Building $213,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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