45 Wawai Loop, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 45 Wawai Loop, Hilo, HI 96720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1949
Lot Size	0.254 acres (11,051 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2020)
Tax Bill	$802 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-036-063`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-036-063`
Alternative APNs	`3-2-5-036-063-0000` `250360630000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cottage
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	11,051 sqft (0.254 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	110 sqft

Location & Zoning

Street Address	45 WAWAI LOOP
City	HILO
State	HI
Zip	96720-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C 11,051 SF POR LPGR 4801
Legal Subdivision	KAUMANA LANI
Legal Lot Number	C
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3001
Census Tract	20802

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-5-036-063

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 WAWAI LOOP, HILO, HI 96720-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Nov 21, 2008 · Amount on Record
Deed Document Number	202076610383
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	2005219149
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Dec 22, 2020
Property Address	45 WAWAI LOOP, HILO, HI 96720-1725
Document Number	0A76610383
Instrument Date	Dec 17, 2020
Instrument	A-76610383
Transaction Type	Transfer
Record Updated	Feb 07, 2021
Title Company	TG

Transaction

Tax	$260.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 NOHEA ST, 250, HILO, HI 96720-5347

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8302 WOODMONT AVE APT 103, 103, BETHESDA, MD 20814-2792

Mortgage

Document Number	0A76610384
Date	Dec 22, 2020
Instrument	A-76610384

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (+2.99%) Land $132,600 Building $105,400	$280,400 (-) Land $175,000 Building $105,400
2025	$802.00 (+4.97%)	$231,100 (+2.99%) Land $129,000 Building $102,100	$280,400 (+6.01%) Land $175,000 Building $105,400
2024		$224,400 (+2.98%) Land $129,000 Building $95,400	$264,500 (+9.12%) Land $166,600 Building $97,900
2023	$764.00	$217,900 Land $129,000 Building $88,900	$242,400 Land $151,400 Building $91,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010208023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018, rainfall accumulation, Hurricane Lane

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 13% of Hawaii
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 517 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,850 / 2,850
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.