45 Watson St, Painesville, OH 44077 Property Records

Lake County property record for 45 Watson St, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,331 sqft · built 1880
Lot Size	0.162 acres (7,035 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Mar 2023)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Mar 2023 Sale Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-D-002-0-00-006-0`

Property Details

APN / Parcel Number

Primary APN	`15-D-002-0-00-006-0`
Alternative APN	`C 9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,331 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	384 sqft
Basement Area	425 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Old Style
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,035 sqft (0.162 acres)
Lot Dimensions	105 ft deep x 67 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	176 sqft
Porch	Enclosed Frame Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 WATSON ST
City	PAINESVILLE
State	OH
Zip	44077-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-4
Legal Description	LOT 2
Legal Block	3
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3008
Census Tract	204500

Owner

45 Watson St is owned and occupied by an individual who bought it in March 2023.

Source: Lake County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	45 WATSON ST, PAINESVILLE, OH 44077-3235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer OHIO REAL TITLE
Mar 29, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2017	Deed with Mortgage, Transfer ANDREW & SHARON RUPERT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Oct 23, 2001 · Amount on File
Deed Document Number	20235371
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 27, 2023
Property Address	45 WATSON ST, PAINESVILLE, OH 44077-3235
Document Number	0000005371
Map Reference	PG 329
Instrument Date	Mar 23, 2023
Instrument	2023R005371
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WATSON ST, PAINESVILLE, OH 44077-3235

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 29, 2022
Property Address	45 WATSON ST, PAINESVILLE, OH 44077-3235
Document Number	0000009200
Instrument Date	Mar 29, 2022
Instrument	2022R009200
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20310, ROCHESTER, NY 14602-0310
Mail Care Of	FIFTH THIRD BANK

August 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	LAKE OH
Recording Date	Aug 21, 2017
Property Address	45 WATSON ST, PAINESVILLE, OH 44077-3235
Instrument Date	Aug 17, 2017
Instrument	22146
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	CONWAY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SANDPIPER DR GASTON SC 290539645, GASTON, SC 29053-9645

Mortgage

Document Number	0000022146
Date	Aug 21, 2017
Instrument	22146

Lender

Name	ANDREW & SHARON RUPERT
Address	45 WATSON ST, PAINESVILLE, OH 44077-3235
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	36 Months
Due	Aug 20, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 45 Watson St was $1,531.

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Painesville City Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,531.00	$22,050 Land $5,800 Building $16,250	$63,000 Land $16,580 Building $46,420
2023	$2,730.00 (+30.06%) Homeowner's exemption	$22,050 (-36.14%) Land $5,800 Building $16,250
2022	$2,099.00 Homeowner's exemption	$34,530 Land $5,800 Building $28,730
2021			$63,000 Land $16,580 Building $46,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Watson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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