Kent County property record for 45 Waterwheel Cir, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,404 sqft · built 1999 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Oct 1998) |
| Tax Bill | $2,602 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-00-095.09-05-02.00-000 |
| Primary APN | 7-00-095.09-05-02.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 190 ft deep x 180 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 34430 |
|---|---|
| Street Address | 45 WATERWHEEL CIR |
| City | DOVER |
| State | DE |
| Zip | 19901-6261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | OLD MILL ACRES, SEC. 2, LOT #88 45 WATERWHEEL CIRCLE |
| Legal Subdivision | OLD MILL ACRES - SECTION 2 |
| Legal Lot Number | 88 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41702 |
45 Waterwheel Cir is owned and occupied by two individuals who acquired it in June 2017.
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WATERWHEEL CIR, DOVER, DE 19901-6261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit DOVER FCU |
| Jun 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1998 · Amount on File |
| Deed Sale | Oct 1, 1998 · Amount on File |
| Deed Document Number | 1998283 264 |
| Last Transfer Date | Jun 1, 2017 |
| Transfer Doc | 0000320157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 45 WATERWHEEL CIR, DOVER, DE 19901-6261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000343210 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 9179/143 |
| Instrument | 2018-343210 |
| Name | DOVER FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 8, 2017 |
| Property Address | 45 WATERWHEEL CIR, DOVER, DE 19901-6261 |
| Document Number | 0000320157 |
| Book / Page | 008649 / 000028 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 320157 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 WATERWHEEL CIR DOVER DE 199016261, DOVER, DE 19901-6261 |
The 2026 property tax bill for 45 Waterwheel Cir was $2,602, up 18.2% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,602.00 (+18.22%) | $420,900 Land $101,300 Building $319,600 |
| 2025 | $2,201.00 | |
| 2023 | $2,309.00 | $71,800 Land $15,300 Building $56,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Waterwheel Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Waterwheel Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 75% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN PUMP DISTRICT serves 17,208 people · EPA ID DE0000124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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