Bartow County property record for 45 Waterside Dr SE, Cartersville, GA 30121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,812 sqft · built 2012 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Mar 2012) |
| Tax Bill | $9,967 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E012-0001-002 |
| Primary APN | E012-0001-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,812 sqft Heated Area |
| 1st Floor Area | 1,906 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 126,324 sqft (2.9 acres) |
| Lot Width | 350 ft Width |
| Garage Area | 980 sqft |
| Porch | Open Porch |
| Porch Area | 402 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 39143 |
|---|---|
| Old Parcel Number | E01200001002 |
| Street Address | 45 WATERSIDE DR SE |
| City | CARTERSVILLE |
| State | GA |
| Zip | 30121-6614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN |
| Legal Description | P/O LOTS 22 & 23 WATERSIDE LL 791 D21 |
| Legal Subdivision | WATERSIDE |
| Legal Block | 1 |
| Legal Lot Number | 22 , 2 23 |
| Jurisdiction | BARTOW GA |
| Township / Civil Division | EMERSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960805 |
Source: Bartow County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WATERSIDE DR SE, CARTERSVILLE, GA 30121-6614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Dec 3, 2019 | Deed of Trust, Mortgage · Line of Credit AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2012 · Amount on Record |
| Deed Sale | Mar 23, 2012 · Amount on Record |
| Prior Sale | Oct 30, 2008 · Amount on Record |
| Deed Document Number | 0002528205 |
| Deed Book / Page | 2528 / 205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 45 WATERSIDE DR SE, CARTERSVILLE, GA 30121-6614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 WATERSIDE DR SE, CARTERSVILLE, GA 30121-6614 |
| Document Number | 0036020000000185 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 0000003602/0000000185 |
| Instrument | 2023014220 |
| Name | AMERIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 45 WATERSIDE DR SE, CARTERSVILLE, GA 30121-6614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 WATERSIDE DR SE, CARTERSVILLE, GA 30121-6614 |
| Document Number | 0032750000000736 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 0000003275/0000000736 |
| Instrument | 000583 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 45 WATERSIDE DR SE, CARTERSVILLE, GA 30121-6614 |
| Document Number | 0031490969 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 WATERSIDE DR SE CARTERSVILLE GA 301216614, CARTERSVILLE, GA 30121-6614 |
| Document Number | 0031490969 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 003149/000969 |
| Instrument | 16812 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | CARTERSVILLE, GA 30120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 22, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Bartow County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Bartow County |
| Municipality | Emerson City |
| Unified School District | Bartow County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,967.00 Homeowner's exemption Senior Citizen's exemption | $389,200 (-) Land $80,000 Building $309,200 | $973,000 (-) Land $200,000 Building $773,000 |
| 2024 | $9,967.00 (+6.38%) Homeowner's exemption Senior Citizen's exemption | $389,200 (-) Land $80,000 Building $309,200 | $973,000 (-) Land $200,000 Building $773,000 |
| 2023 | $9,369.00 (+0.46%) Homeowner's exemption Senior Citizen's exemption | $389,200 (+14.7%) Land $80,000 Building $309,200 | $973,000 (+14.7%) Land $200,000 Building $773,000 |
| 2022 | $9,326.00 Homeowner's exemption | $339,333 Land $80,000 Building $259,333 | $848,333 Land $200,000 Building $648,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
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