45 Washington St, Warren, RI 02885 Property Records

Warren Town property record for 45 Washington St, Warren, RI 02885

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 4,370 sqft · built 1800
Lot Size	0.308 acres (13,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2025)
Tax Bill	$11,022 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-0907-00`

Property Details

APN / Parcel Number

Primary APN	`4-0907-00`
Alternative APN	`WARR M:4 L:115`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,370 sqft Living Area
Gross Area	7,095 sqft
Basement Area	1,307 sqft
Unfinished Basement	1,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,412 sqft (0.308 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	4-0907-00
Street Address	45 WASHINGTON ST
City	WARREN
State	RI
Zip	02885-3317
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R6
Legal Lot Number	115
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3022
Census Tract	30500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warren Waterfront Historic District (Boundary Increase) listed 2003 · 446 contributing resources · NRIS 03001000

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WASHINGTON ST, 47, WARREN, RI 02885-3317
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Warranty Deed, Transfer EMBRACE HOME LOANS INC
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Book / Page	1151 / 74
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	Aug 8, 2025
Property Address	45 WASHINGTON ST, WARREN, RI 02885-3317
Document Number	0001151-74
Book / Page	1151 / 74
Instrument Date	Aug 8, 2025
Instrument	37513
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WASHINGTON ST # 47, 47, WARREN, RI 02885-3317

Mortgage

Document Number	0000037514
Date	Aug 8, 2025
Instrument	37514

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	Aug 27, 2020
Property Address	45 WASHINGTON ST, WARREN, RI 02885-3317
Document Number	1015-230
Book / Page	1015 / 230
Instrument Date	Aug 20, 2020
Instrument	27045
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MAPLE AVE, BARRINGTON, RI 02806-3546

Mortgage

Document Number	27046
Date	Aug 27, 2020
Instrument	27046

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,022.00 (+23.68%)
2025	$8,912.00 (+9%)	$598,500 (-) Land $194,500 Building $404,000
2023	$8,176.00 (+7.4%)	$598,500 (+41.59%) Land $194,500 Building $404,000
2022	$7,613.00	$422,700 Land $123,500 Building $299,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Nearby Flood Policies	34 units insured incl. 6 condo units
Nearby Flood Claims	23 (1978–2022)
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
i3 Broadband Cable	2,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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