45 Washington St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 45 Washington St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,380 sqft · built 1910
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jun 2010)
Tax Bill$4,470 (2026)
Deeds & MortgagesDec 2023 Mortgage
APN2.-137-05

Property Details

APN / Parcel Number

Primary APN2.-137-05
Alternative APNs
  • 480111203300050080000000
  • 164801 112.33-5-8

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,380 sqft Living Area
1st Floor Area1,023 sqft
2nd Floor Area972 sqft
Upper Floors Area385 sqft
AtticAttic
Attic Area385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions123 ft deep x 46 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area273 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-137-05
Street Address45 WASHINGTON ST
CityMALONE
StateNY
Zip12953-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECC BLOCK306 LOT15
Legal Block5
Legal Lot Number8.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group3
Census Block3003
Census Tract951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Washington St is owned and occupied by two individuals who bought it in June 2010.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address45 WASHINGTON ST, MALONE, NY 12953-2416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2010 · Amount on File
Deed SaleJun 25, 2010 · Amount on File
Prior SaleMay 8, 2001 · Amount on File
Deed Book / Page2010 / 3237
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address45 WASHINGTON ST, MALONE, NY 12953-2416
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006508
DateDec 28, 2023
Instrument2023-6508
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term193 Months
DueJan 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 45 Washington St was $4,470 with a homeowner's exemption, down 1.1% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,470.00 (-1.15%) Homeowner's exemption
2025$4,522.00$81,800 Land $6,800 Building $75,000$151,481 Land $12,593 Building $138,888
2023$81,800 Land $6,800 Building $75,000$136,333 Land $11,333 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 45 Washington St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: SLICFiber, Westelcom Networks.

Nearby Properties on Washington St

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