Cook County property record for 45 Warwick Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,100 sqft · built 1923 |
| Lot Size | 0.173 acres (7,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Jul 2023) |
| Tax Bill | $23,081 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-201-018 |
| Primary APN | 05-28-201-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,544 sqft (0.173 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 45 WARWICK RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (TEMPLES) RESUB IN WH NE SEC 28-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 28 |
| Legal Subdivision | TEMPLES RESUB IN WH NE SEC 28-42-13 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 800400 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WARWICK RD, WINNETKA, IL 60093-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on Record |
| Deed Sale | Jul 6, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2004 · Amount on Record |
| Deed Document Number | 202355058 |
| Prior Transfer Date | Jan 24, 1991 |
| Prior Transfer Doc | 0000000219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 6, 2023 |
| Property Address | 45 WARWICK RD, WINNETKA, IL 60093-4256 |
| Document Number | 0018755058 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2318755058 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45 WARWICK RD, WINNETKA, IL 60093-4256 |
| Document Number | 0018755059 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 2318755059 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 45 WARWICK RD, WINNETKA, IL 60093-4256 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0025845024 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2125845024 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | May 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 45 WARWICK RD, WINNETKA, IL 60093-4256 |
| Document Number | 1826019281 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 WARWICK RD WINNETKA IL 600934256, WINNETKA, IL 60093-4256 |
| Document Number | 1826019281 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 26019281 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Elementary School District | Kenilworth School District 38 (PK - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,000 (+24.74%) Land $20,369 Building $100,631 | $1,210,000 (+24.74%) Land $203,690 Building $1,006,310 | |
| 2023 | $23,081.00 (+6.55%) | ||
| 2022 | $21,663.00 (+17.14%) | $96,999 (+43.89%) Land $24,895 Building $72,104 | $969,990 (+43.89%) Land $248,950 Building $721,040 |
| 2021 | $18,493.00 Homeowner's exemption | $67,411 Land $16,974 Building $50,437 | $674,110 Land $169,740 Building $504,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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