Bristol County and Fall River City property record for 45 Waring St, Fall River, MA 02720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,109 sqft · built 1984 |
| Lot Size | 0.208 acres (9,047 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2004) |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0T-22 B:0000 L:0055 |
| Primary APN | FALL M:0T-22 B:0000 L:0055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,109 sqft Living Area |
| Gross Area | 2,584 sqft |
| Basement Area | 1,072 sqft |
| Unfinished Basement | 107 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,047 sqft (0.208 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 45 WARING ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02720-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Lot Number | 55 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 642200 |
Source: Bristol County and Fall River City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WARING ST, FALL RIVER, MA 02720-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Line of Credit ST ANNE CU |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ST ANNE'S CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2004 · Amount on Record |
| Deed Sale | Aug 27, 2004 · Amount on Record |
| Prior Sale | Sep 11, 2001 · Amount on Record |
| Deed Book / Page | 5550 / 171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 45 WARING ST, FALL RIVER, MA 02720-1533 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 011429-117 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 11429/117 |
| Instrument | 17195 |
| Name | ST ANNE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 45 WARING ST, FALL RIVER, MA 02720-1533 |
| Document Number | 9909-254 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 WARING ST FALL RIVER MA 027201533, FALL RIVER, MA 02720-1533 |
| Document Number | 9909-254 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 009909/000254 |
| Instrument | 17961 |
| Name | ST ANNE'S CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 (+11.6%) | $459,500 (+11.99%) Land $119,400 Building $340,100 | $496,090 (-2.79%) |
| 2024 | $4,714.00 (-0.02%) | $410,300 (+6.77%) Land $117,000 Building $293,300 | $510,340 |
| 2023 | $4,715.00 | $384,300 Land $105,500 Building $278,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures