45 Ward St, Salem, VA 24153 Property Records

Salem City property record for 45 Ward St, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1986
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$191,500 (Apr 2022)
Tax Bill	$2,121 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-2-31`

Property Details

APN / Parcel Number

Primary APN	`79-2-31`
Alternative APN	`9780`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Material	Shingle
Lot Area	9,801 sqft (0.225 acres)
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	45 WARD ST
City	SALEM
State	VA
Zip	24153-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT 1 SEC 4 WARD HEIGHTS
Legal Subdivision	WARD HEIGHTS
Legal Lot Number	1
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2002
Census Tract	10100

Owner

Source: Salem City records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 WARD ST, SALEM, VA 24153-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Oct 3, 2005 · Amount on Record
Deed Document Number	20221108
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM CITY VA
Recording Date	Apr 25, 2022
Property Address	45 WARD ST, SALEM, VA 24153-4531
Document Number	0000001108
Map Reference	MB 2 PG 55
Instrument Date	Apr 13, 2022
Instrument	220001108
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WARD ST, SALEM, VA 24153-4531

Mortgage

Document Number	0000001109
Date	Apr 25, 2022
Instrument	220001109

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	45 WARD ST, SALEM, VA 24153-4531
Document Number	0000000273
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WARD ST SALEM VA 241534531, SALEM, VA 24153-4531

Mortgage

Document Number	0000000273
Date	Feb 3, 2020
Instrument	273

Lender

Name	FREEDOM FIRST FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Salem City assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,121.00 (+28.39%)	$182,900 (+32.82%) Land $31,200 Building $151,700	$182,900 (+32.82%) Land $31,200 Building $151,700
2023	$1,652.00	$137,700 Land $25,400 Building $112,300	$137,700 Land $25,400 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1992–2006)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2006 · tidal / storm surge
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, Xfinity.

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