Milford City property record for 45 Walnut St, Milford, CT 06461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,416 sqft · built 1952 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (May 2026) |
| Tax Bill | $8,416 (2025) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit May 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:77 B:830 L:11-D |
| Primary APN | MILF M:77 B:830 L:11-D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 21082 |
|---|---|
| Street Address | 45 WALNUT ST |
| City | MILFORD |
| State | CT |
| Zip | 06461-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12. |
| Legal Block | 830 |
| Legal Lot Number | 11-D |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 150700 |
Source: Milford City records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 100 WOODSIDE CT, U, TRUMBULL, CT 06611-4799 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Line of Credit UNION HOME MORTGAGE |
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SANDRA M HIRSCH |
| Sep 23, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Mar 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance SANDRA M HIRSCH |
| Mar 30, 2022 | Executor's Deed, Transfer NONE AVILABALE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Sep 23, 2022 · Amount on Record |
| Deed Document Number | 20263621 |
| Deed Book / Page | 4184 / 384 |
| Prior Transfer Date | Mar 29, 2022 |
| Prior Transfer Doc | 004009-112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | May 22, 2026 |
| Property Address | 45 WALNUT ST, MILFORD, CT 06461-2659 |
| Document Number | 004184-384 |
| Book / Page | 4184 / 384 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263621 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Date | May 22, 2026 |
|---|
| Name | UNION HOME MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 45 WALNUT ST, MILFORD, CT 06461-2659 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004015-736 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 4015/736 |
| Instrument | 6777390014 |
| Name | SANDRA M HIRSCH |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Sep 23, 2022 |
| Property Address | 45 WALNUT ST, MILFORD, CT 06461-2659 |
| Document Number | 004035-496 |
| Book / Page | 4035 / 496 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 7453 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000007454 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 7454 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Mar 30, 2022 |
| Property Address | 45 WALNUT ST, MILFORD, CT 06461-2659 |
| Document Number | 004009-112 |
| Book / Page | 4009 / 112 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2351 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2025 |
| Title Company | NONE AVILABALE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 6777390014 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 6777390014 |
| Name | SANDRA M HIRSCH |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jun 1, 2023 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Mar 30, 2022 |
| Property Address | 45 WALNUT ST, MILFORD, CT 06461-2659 |
| Document Number | 004009-109 |
| Book / Page | 4009 / 109 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2350 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2025 |
| Title Company | NONE AVILABALE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 WOODY LN, FAIRFIELD, CT 06825-2036 |
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,416.00 | $284,820 (-) Land $125,390 Building $159,430 | $406,886 Land $179,129 Building $227,757 |
| 2024 | $8,416.00 (+8.75%) | ||
| 2023 | $7,739.00 | $284,820 Land $125,390 Building $159,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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