45 Walker St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 45 Walker St, Concord, NH 03301 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,795 sqft · built 1890
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Oct 2019)
Tax Bill	$6,634 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`CNCD M:6521Z B:50`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6521Z B:50`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,795 sqft Living Area
Gross Area	3,169 sqft
1st Floor Area	908 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	45 WALKER ST
City	CONCORD
State	NH
Zip	03301-4533
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	50
Legal Lot Number	2
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	32701

Owner

Source: Merrimack County and Concord City records · APN CNCD M:6521Z B:50

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 WALKER ST, CONCORD, NH 03301-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2023	Quit Claim Deed, Transfer · Line of Credit MERRIMACK COUNTY SAVINGS BANK
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Oct 21, 2019	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MTG SVC
Feb 14, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Jul 19, 2010 · Amount on Record
Deed Document Number	201919549
Deed Book / Page	3651 / 1524
Last Transfer Date	Oct 02, 2023
Transfer Doc	0000014503
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 06, 2023
Property Address	45 WALKER ST, CONCORD, NH 03301-4533
Document Number	0000014503
Book / Page	3839 / 1537
Instrument Date	Oct 02, 2023
Instrument	202300014503
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WALKER ST, CONCORD, NH 03301-4533

Mortgage

Document Number	0000014504
Date	Oct 06, 2023
Book Page	3839/1539
Instrument	202300014504

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	45 WALKER ST, CONCORD, NH 03301-4533
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007337
Date	Mar 22, 2021
Book Page	3729/1411
Instrument	202100007337

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 21, 2019
Property Address	45 WALKER ST, CONCORD, NH 03301-4533
Document Number	0036511524
Book / Page	003651 / 001524
Instrument Date	Oct 18, 2019
Instrument	19549
Transaction Type	Transfer
Record Updated	Nov 06, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 SHAKER RD CONCORD NH 033016930, CONCORD, NH 03301-6930

Mortgage

Document Number	36511526
Date	Oct 21, 2019
Book Page	003651/001526
Instrument	19550

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 14, 2018
Property Address	45 WALKER ST, CONCORD, NH 03301-4533
Document Number	0035852356
Book / Page	003585 / 002356
Instrument Date	Feb 09, 2018
Instrument	2325
Transaction Type	Mortgage
Record Updated	Mar 02, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 WALKER ST CONCORD NH 033014533, CONCORD, NH 03301-4533

Mortgage

Document Number	35852358
Date	Feb 14, 2018
Book Page	003585/002358
Instrument	2326

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Merrimack County and Concord City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,634.00 (+8.47%)	$227,900 (+0.09%) Land $100,500 Building $127,400
2023	$6,116.00 (+3.75%)	$227,700 (-) Land $100,500 Building $127,200
2022	$5,895.00	$227,700 Land $100,500 Building $127,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130327011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011, river or lake flooding
Claims By Storm	Severe Storms And Flooding, May 2006 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Fiber	1,000 / 1,000

May also be available at this address: Verizon, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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