45 Wachusett St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 45 Wachusett St, Worcester, MA 01609

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 3,852 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2007)
Tax Bill	$9,912 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-043-00066`

Property Details

APN / Parcel Number

Primary APN	`2-043-00066`
Alternative APN	`WORC M:02 B:043 L:00066`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	21 Rooms
Units	6 Units
Stories	3 Stories
Building Area	3,852 sqft Living Area
Gross Area	6,473 sqft
1st Floor Area	1,723 sqft
Attic	Attic
Attic Area	1,141 sqft
Basement Area	1,699 sqft
Unfinished Basement	1,699 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2-043-00066
Street Address	45 WACHUSETT ST
City	WORCESTER
State	MA
Zip	01609-2738
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	43
Legal Lot Number	66
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	731602

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 ARCHER AVE, MILFORD, MA 01757-3606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK
Jan 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2007 · Amount on Record
Deed Sale	Jan 4, 2007 · Amount on Record
Prior Sale	Oct 24, 2005 · Amount on Record
Deed Book / Page	40463 / 385
Transfer Doc	3535000305
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 WACHUSETT ST, WORCESTER, MA 01609-2738
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066724-1
Date	Dec 10, 2021
Book Page	66724/1
Instrument	173224

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 WACHUSETT ST, WORCESTER, MA 01609-2738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56639-370
Date	Jan 20, 2017
Book Page	56639/370
Instrument	7352

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,912.00 (+15.59%)	$746,400 (+14.81%) Land $113,300 Building $633,100
2025	$8,575.00 (+1.37%)	$650,100 (+10.21%) Land $107,900 Building $542,200
2023	$8,459.00	$589,900 Land $53,500 Building $536,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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