45 W Prospect St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 45 W Prospect St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,972 sqft · built 1996
Lot Size	0.205 acres (8,912 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Apr 1994)
Tax Bill	$18,633 (2025)
Flood Zone	Zone X (minimal risk)
APN	`64-00130-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`64-00130-0000-00031`
Alternative APNs	`640013000031` `002146`

Interior

Building Area	2,972 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	8,912 sqft (0.205 acres)

Location & Zoning

Account Number	002146
Street Address	45 W PROSPECT ST
City	WALDWICK
State	NJ
Zip	07463-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	8912SF
Legal Block	130
Legal Lot Number	31
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	1
Census Block	1004
Census Tract	56200

Owner

45 W Prospect St is owned by a company that bought it in April 1994.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	6 LEIGHTON PL, MAHWAH, NJ 07430-3198
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1994 · Amount on File
Deed Sale	Apr 21, 1994 · Amount on File
Deed Book / Page	7690 / 674
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 45 W Prospect St was $18,633, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,900 (-) Land $240,300 Building $571,600	$811,900 (-) Land $240,300 Building $571,600
2025	$18,633.00 (+3.66%)	$811,900 Land $240,300 Building $571,600	$811,900 Land $240,300 Building $571,600
2024	$17,975.00
2023		$582,600 Land $201,000 Building $381,600	$582,600 Land $201,000 Building $381,600
2022	$16,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 W Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1979–2021)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 W Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20