Allegany County and Cuba Town property record for 45 W Main St, Cuba, NY 14727
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,144 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,443 (2026) |
| APN | 024801 166.19-4-28.1 |
| Primary APN | 024801 166.19-4-28.1 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,144 sqft Gross Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 95.3 ft deep x 36 ft wide |
| Porch | Slab |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000223 |
|---|---|
| Street Address | 45 W MAIN ST |
| City | CUBA |
| State | NY |
| Zip | 14727-1403 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | GL 44-45 |
| Legal Block | 4 |
| Legal Lot Number | 28.001 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | CUBA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950500 |
45 W Main St, a commercial property, is owned by a company that acquired it in January 2016.
Source: Allegany County and Cuba Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45 W MAIN ST, CUBA, NY 14727-1403 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2016 |
| Deed Sale | Jan 6, 2016 |
| Deed Book / Page | 2016 / 81900 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 45 W Main St was $5,443, up 38.6% from the year before.
Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Cuba Town |
| Municipality | Cuba Village |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,443.00 (+38.64%) | ||
| 2025 | $3,926.00 | $87,500 Land $2,000 Building $85,500 | $89,286 Land $2,041 Building $87,245 |
| 2023 | $104,000 Land $4,300 Building $99,700 | $104,000 Land $4,300 Building $99,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 W Main St; there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Feb 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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