45 W High Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 45 W High Point Rd, Stuart, FL 34996 · Last verified April 2026

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 3.5 ba · 5,459 sqft · built 2001
Lot Size1.26 acres (54,886 sqft)
OwnerCompany Name on File
Last Sale$4,400,000 (Mar 2024)
Tax Bill$47,913 (2024)
Deeds & MortgagesMar 2024 Sale
Jan 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN13-38-41-003-000-0001.0-2-0000

Property Details

APN / Parcel Number

Primary APN13-38-41-003-000-0001.0-2-0000
Alternative APNs
  • 13-38-41-003-000-00010-2
  • 27750

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories4 Stories
Building Area5,459 sqft Living Area
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area54,886 sqft (1.26 acres)
Lot Dimensions100 ft deep x 331 ft wide
View / LotWaterfront
Garage Area432 sqft

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area2,298 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address45 W HIGH POINT RD
CitySTUART
StateFL
Zip34996-7021
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHIGH POINT ISLE ADDITION (PB 4 PG 47) WEST 1/2 OF TRACT A
Legal Range41E
Legal Township38S
Legal Section13
Legal SubdivisionHIGH POINT
Legal TractA
Legal Block1
Legal Lot Number1
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1005
Census Tract502

Owner

Source: Martin County records · APN 13-38-41-003-000-0001.0-2-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address45 W HIGH POINT RD, STUART, FL 34996-7021
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Warranty Deed, Transfer
FLORIDA SECURED TITLE LLC
Jan 20, 2017Loan Modification, Mortgage
LOVING TRUST (CT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2024 · Amount on Record
Deed SaleMar 11, 2024 · Amount on Record
Prior SaleJul 16, 2015 · Amount on Record
Deed Document Number20243061825
Deed Book / Page3424 / 2467
Prior Transfer DateOct 31, 2003
Prior Transfer Doc0001706573
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 11, 2024
Property Address45 W HIGH POINT RD, STUART, FL 34996-7021
Document Number0034242467
Book / Page3424 / 2467
Map ReferenceMB 4 PG 47
Instrument DateFeb 20, 2024
Instrument3061825
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyFLORIDA SECURED TITLE LLC

Transaction

AmountAmount Recorded
Tax$30,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4299 SE WHITICAR WAY, STUART, FL 34997-6141

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 W HIGH POINT RD, STUART, FL 34996-7021

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address45 W HIGH POINT RD, SEWALLS POINT, FL 34996-7021
Document Number0029081147
Book / Page002908 / 001147
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedMar 10, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0029081147
DateFeb 21, 2017
Book Page002908/001147
Instrument2620789
Lender
NameLOVING TRUST (CT)
Agreement
AmountAmount Recorded
Interest
Rate4%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,847,700 (+19.52%) Land $2,826,660 Building $21,040$2,847,700 (-18.63%) Land $2,826,660 Building $21,040
2024$47,913.00 (+3.66%)
2023$46,221.00 (+15.33%)$2,382,701 (+10.32%)$3,499,780 (+22.54%) Land $2,265,500 Building $1,234,280
2022$40,076.00$2,159,729$2,856,050 Land $1,922,240 Building $933,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 179 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies179 in force
152 of 179 on primary residences
Nearby Flood Claims110 (1982–2022)
Claims Outside the SFHA9 of 110
Most Recent ClaimNov 2022, other causes, Hurricane Nicole
Flood Events
  • Hurricane Nicole (Nov 2022), 2 claims
  • Hurricane Wilma (Oct 2005), 2 claims
  • Hurricane Frances (Sep 2004), 92 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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