Nassau County and Hempstead Town property record for 45 W Dover St, Valley Stream, NY 11580
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,162 sqft · built 1984 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,443 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-509-00-0145 |
| Primary APN | 37-509-00-0145 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 36 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 37509 01450 |
|---|---|
| Street Address | 45 W DOVER ST |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11580-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 145-146 |
| Legal Subdivision | LAKEVIEW GARDENS |
| Legal Block | 509 |
| Legal Lot Number | 145-1 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 410600 |
45 W Dover St is held in a trust since March 2025.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45 W DOVER ST, VALLEY STREAM, NY 11580-4128 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JOVIA FINANCIAL FCU |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JOVIA FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 11, 2025 |
| Transfer Doc | D146330578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 45 E DOVER ST, VALLEY STREAM, NY 11580-4105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0463040483 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 46304/483 |
| Instrument | 2022-015297 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 45 E DOVER ST, VALLEY STREAM, NY 11580-4105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0463040498 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 46304/498 |
| Instrument | 2022-015298 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 45 W Dover St was $5,443.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 13 (PK - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419 (-6.05%) Land $157 Building $262 | $419,000 (-6.05%) | |
| 2025 | $5,443.00 | $446 Land $167 Building $279 | $446,000 |
| 2023 | $5,262.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $477 Land $178 Building $299 | $477,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 W Dover St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 W Dover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 838 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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