45 W Deep Run Rd, Westminster, MD 21158 Property Records

Carroll County property record for 45 W Deep Run Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,390 sqft · built 1978
Lot Size	3.99 acres (173,979 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,003 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-009750`

Property Details

APN / Parcel Number

Primary APN	`03-009750`
Alternative APNs	`3009750` `009750`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,390 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	173,979 sqft (3.99 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009750
Street Address	45 W DEEP RUN RD
City	WESTMINSTER
State	MD
Zip	21158-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 3.9937 ACS 45 W DEEP RUN RD E OF UNION MILLS
Legal Subdivision	DEEP RUN
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4015
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 W DEEP RUN RD, WESTMINSTER, MD 21158-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 21, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2017	Deed, Transfer · FHA Mortgage CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020
Deed Sale	Aug 21, 2020
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Book / Page	9814 / 121
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0098140121
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 12, 2026
Property Address	45 W DEEP RUN RD, WESTMINSTER, MD 21158-2209
Document Number	1183000175
Book / Page	11832 / 175
Instrument Date	Jul 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1183000175,
Date	Aug 12, 2026
Book Page	11832/175

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2056

Interest

Max Rate	-1%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Aug 21, 2020
Property Address	45 W DEEP RUN RD, WESTMINSTER, MD 21158-2209
Document Number	0098140121
Book / Page	9814 / 121
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 W DEEP RUN RD, WESTMINSTER, MD 21158-2209

Mortgage

Document Number	0009814128
Date	Aug 21, 2020
Instrument	9814/128

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jul 1, 2047

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 23, 2017
Property Address	45 W DEEP RUN RD, WESTMINSTER, MD 21158-2209
Document Number	0086420066
Book / Page	8642 / 0066
Instrument Date	Mar 10, 2017
Instrument	8642-0066
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 W DEEP RUN RD, WESTMINSTER, MD 21158-2209

Mortgage

Document Number	0086420073
Date	Mar 23, 2017
Instrument	8642-0073

Lender

Name	CORRIDOR MORTGAGE GROUP INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,003.00 (+5.04%) Homeowner's exemption	$483,900 (+3.64%)	$517,900 (+10.92%) Land $174,900 Building $343,000
2025	$4,763.00 (+11.76%) Homeowner's exemption	$466,900 (+23.77%) Land $149,900 Building $317,000	$466,900 (-) Land $149,900 Building $317,000
2023	$4,262.00	$377,233	$466,900 Land $149,900 Building $317,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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