St. Louis County property record for 45 W Chapman St, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.25 Baths |
| Year Built | Built 1902 |
| Square Footage | 1,274 sqft Gross Area |
| Lot Size | 6,249 sqft (0.143 acres) |
| Garage | 468 sqft |
| Last Sale | $115,000 (2026) |
| Tax Bill | $1,888.00 (2026) |
Source: St. Louis County records · APN 030-0260-00060
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1660 HIGHWAY 100 S, MINNEAPOLIS, MN 55416-1529 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST |
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Oct 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ELY AREA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2021 · Amount on Record |
| Deed Doc Number | 20261535656 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 06, 2026 |
| Property Address | 45 W CHAPMAN ST, ELY, MN 55731-1231 |
| Document Number | 0001535656 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20261535656 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,329.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0001535657, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 20261535657 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 45 W CHAPMAN ST, ELY, MN 55731-1231 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001435652 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 1435652 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 27, 2021 |
| Property Address | 45 W CHAPMAN ST, ELY, MN 55731-1231 |
| Document Number | 0001428381 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 1428381 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3669 ELK AVE, NORTH BRANCH, MN 55056 |
| Document Number | 0001428382 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 1428382 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 45 W CHAPMAN ST, ELY, MN 55731-1231 |
| Document Number | 00A1343197 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2018 |
| Name | Verified Name |
|---|---|
| Address | 45 W CHAPMAN ST ELY MN 557311231, ELY, MN 55731-1231 |
| Document Number | 00A1343197 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | A1343197 |
| Name | ELY AREA CU |
|---|---|
| Type | Credit Union |
| Address | ELY, MN 55731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 22, 2028 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,888.00 (+3.17%) | ||
| 2025 | $1,830.00 (+9.06%) | $114,100 (+7.95%) Land $9,900 Building $104,200 | $114,100 (+7.95%) Land $9,900 Building $104,200 |
| 2024 | $1,678.00 | $105,700 (+22.34%) Land $9,400 Building $96,300 | $105,700 (+22.34%) Land $9,400 Building $96,300 |
| 2022 | $86,400 Land $8,700 Building $77,700 | $86,400 Land $8,700 Building $77,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 030-0260-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,274 sqft Gross Area |
| 1st Floor | 820 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,249 sqft (0.143 acres) |
| Garage Area | 468 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Porch | 1 Porch |
| Porch Area | 174 sqft Porch |
| Sauna | Sauna |
| Cabin/Rustic Dwelling | 252 sqft Cabin |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1119735 |
|---|---|
| Street Address | 45 W CHAPMAN ST |
| City | ELY |
| State | MN |
| Zip | 55731-1231 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 AND 7 SERIAL # |
| Legal Subdivision | SEMERS ADD TO ELY |
| Legal Block | 1 |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | ELY |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 15300 |
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