Middlesex County and Natick Town property record for 45 W Central St, Natick, MA 01760
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 2 ba · 3,960 sqft · built 1900 |
| Lot Size | 0.387 acres (16,840 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,787 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-00000330 |
| Primary APN | 43-00000330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 3,960 sqft Gross Area |
| Basement Area | 1,312 sqft |
| Unfinished Basement | 1,312 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Lot Area | 16,840 sqft (0.387 acres) |
| Pool Type | In-Ground Pool |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 43-00000330 |
|---|---|
| Street Address | 45 W CENTRAL ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4503 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 382500 |
45 W Central St, a commercial property, is owned by a company that acquired it in April 2010.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45 W CENTRAL ST, NATICK, MA 01760-4503 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2010 |
| Deed Sale | Apr 27, 2010 |
| Prior Sale | Jan 12, 2000 · Amount on File |
| Deed Book / Page | 1383 / 28 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 W Central St was $10,787, up 3.3% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,787.00 (+3.29%) | $901,900 (+5.88%) Land $555,400 Building $346,500 | $772,730 |
| 2024 | $10,443.00 (+6.02%) | $851,800 (+9.3%) Land $505,300 Building $346,500 | |
| 2023 | $9,850.00 | $779,300 Land $450,800 Building $328,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 W Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 W Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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