45 W Cedar St, Jefferson, OH 44047 Property Records

Ashtabula County property record for 45 W Cedar St, Jefferson, OH 44047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1996
Lot Size	0.955 acres (41,600 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Nov 2016)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-020-00-143-00`

Property Details

APN / Parcel Number

Primary APN	`26-020-00-143-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	41,600 sqft (0.955 acres)
Lot Dimensions	290 ft deep x 135 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	224 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	45 W CEDAR ST
City	JEFFERSON
State	OH
Zip	44047-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 ERIE ST
Legal Subdivision	JEFFERSON
Legal Lot Number	32
Jurisdiction	ASHTABULA OH
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4019
Census Tract	1102

Owner

45 W Cedar St is owned by two individuals who acquired it in April 2021.

Source: Ashtabula County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Transfer on Death Deed, Transfer
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2016 · Amount on File
Deed Sale	Nov 15, 2016 · Amount on File
Prior Sale	Dec 13, 2006 · Amount on File
Deed Document Number	201611567
Deed Book / Page	624 / 2038
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000004476
Record Updated	Oct 29, 2026

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 14, 2021
Property Address	45 W CEDAR ST, JEFFERSON, OH 44047-1366
Document Number	0000004476
Book / Page	736 / 1103
Instrument Date	Apr 8, 2021
Instrument	202100004476
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	45 W CEDAR ST, JEFFERSON, OH 44047-1366

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	45 W CEDAR ST, JEFFERSON, OH 44047-1366
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010697
Date	Oct 14, 2020
Book Page	721/1284
Instrument	202000010697

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 45 W Cedar St was $6,329, up 59.6% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Jefferson Township
Municipality	Jefferson Village
Unified School District	Jefferson Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,329.00 (+59.62%)	$73,150 (-) Land $13,230 Building $59,920	$209,000 Land $37,800 Building $171,200
2024	$3,965.00 (-2.99%)	$73,150 (-) Land $13,230 Building $59,920
2023	$4,087.00 (+21.1%)	$73,150 (+38.02%) Land $13,230 Building $59,920	$209,000 Land $37,800 Building $171,200
2022	$3,375.00	$53,000 Land $10,190 Building $42,810
2020			$151,400 Land $29,100 Building $122,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 W Cedar St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1985)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 W Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - VILLAGE OF JEFFERSON private · serves 3,226 people · EPA ID OH0401812
Water Source	Purchased surface water from AQUA OHIO - ASHTABULA
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Zito Media.

Nearby Properties on W Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures