45 W 700 S, Payson, UT 84651 Property Records

Utah County property record for 45 W 700 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 756 sqft · built 1951
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$333,213 (Dec 2022)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-117-0010`

Property Details

APN / Parcel Number

Primary APN	`08-117-0010`
Alternative APN	`011286`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	756 sqft
Basement Area	756 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1987
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	290 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	011286
Street Address	45 W 700 S
City	PAYSON
State	UT
Zip	84651-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 121 FT E OF NW COR OF LOT 3, BLK 7 PLAT P, PAYSON CITY SURVEY; E 50.19 FT S 145.00 FT W 50.19 FT; N 145.00 FT TO BEG.
Legal Subdivision	PLAT P PAYSON CITY SURVEY
Legal Block	7
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3000
Census Tract	3405

Owner

45 W 700 S is owned and occupied by an individual who bought it in December 2022.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 W 700 S, PAYSON, UT 84651-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Jan 27, 2023	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 22, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Deed Document Number	2022126701
Prior Transfer Date	Jul 14, 2022
Prior Transfer Doc	0000080705
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	45 W 700 S, PAYSON, UT 84651-2828
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 W 700 S, PAYSON, UT 84651-2828

Mortgage

Document Number	0000091645
Date	Nov 24, 2025
Instrument	91645:2025

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	45 W 700 S, PAYSON, UT 84651-2828
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	NOT AVAILABLE, FTNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038430
Date	Jun 14, 2023
Instrument	38430:2023

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	45 W 700 S, PAYSON, UT 84651-2828
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005177
Date	Jan 27, 2023
Instrument	5177:2023

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 28, 2033

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 22, 2022
Property Address	45 W 700 S, PAYSON, UT 84651-2828
Document Number	0000126701
Instrument Date	Dec 21, 2022
Instrument	126701:2022
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	JUAB TITLE AND ABSTRACT COMPANY, JUAB TITLE & ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45 W 700 S, PAYSON, UT 84651-2828

Mortgage

Document Number	0000126709
Date	Dec 22, 2022
Instrument	126709:2022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	UTAH UT
Recording Date	Jul 14, 2022
Property Address	45 W 700 S, PAYSON, UT 84651-2828
Document Number	0000080705
Instrument Date	Jul 5, 2022
Instrument	80705:2022
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 45 W 700 S was $1,938, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,795 (-43.04%)	$366,900 (+3.56%) Land $117,000 Building $249,900
2025	$1,938.00 (+0.05%)	$354,300 Land $111,500 Building $242,800	$354,300 Land $111,500 Building $242,800
2024	$1,937.00 (+9.87%)
2023	$1,763.00 (+8.16%)	$179,960	$327,200 Land $96,100 Building $231,100
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 W 700 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 W 700 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, Verizon.

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