45 W 5th St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 45 W 5th St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,665 sqft · built 1873
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Jun 2017)
Tax Bill	$1,851 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Sale
APN	`060300 79.18-3-26`

Property Details

APN / Parcel Number

Primary APN	`060300 79.18-3-26`
Alternative APNs	`03000790180003026000` `030049080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,098 sqft
Upper Floors Area	567 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030049080
Street Address	45 W 5TH ST
City	DUNKIRK
State	NY
Zip	14048-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	40 X 110 RES; OLD APN: 060300 46-3-3
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2022
Census Tract	35600

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 W 5TH ST, DUNKIRK, NY 14048-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK
Jun 27, 2017	Deed, Transfer NOT AVAILABLE, WILLIAM SCHOBER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Deed Book / Page	2017 / 3892
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	45 W 5TH ST, DUNKIRK, NY 14048-2039
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002930
Date	Jun 27, 2017
Instrument	MT2017002930

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 27, 2017
Property Address	45 W 5TH ST, DUNKIRK, NY 14048-2039
Document Number	0000002017/0000003892
Book / Page	0000002017 / 0000003892
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, WILLIAM SCHOBER

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 W 5TH ST, DUNKIRK, NY 14048-2039

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,851.00 (+3.35%)
2025	$1,791.00	$44,500 (-) Land $2,100 Building $42,400	$101,136 (+25%) Land $4,773 Building $96,363
2023		$44,500 (-) Land $2,100 Building $42,400	$80,909 (+14.55%) Land $3,818 Building $77,091
2022	Additional exemption filed	$44,500 Land $2,100 Building $42,400	$70,635 Land $3,333 Building $67,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures