45 W 12th Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 45 W 12th Ave, Oshkosh, WI 54902

Property Summary

Property TypeDuplex
Details6 bd · 3.5 ba · 2,082 sqft · built 1925
Lot Size0.192 acres (8,364 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jan 2026)
Tax Bill$2,298 (2023)
Deeds & MortgagesJul 2026 Transfer
Flood ZoneZone X (minimal risk)
APN03-03530000

Property Details

APN / Parcel Number

Primary APN03-03530000
Alternative APNs
  • 803-0353-0000
  • 903-03530000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Units2 Units
Stories2 Stories
Building Area2,082 sqft Living Area
Gross Area3,454 sqft
1st Floor Area1,200 sqft
Basement Area1,372 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof MaterialOther
Lot Area8,364 sqft (0.192 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number903-03530000
Street Address409 2ND ST
CityNEENAH
StateWI
Zip54956-2882
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionPLAT OF THE TOWN OF THE ISLAND LOT 36 EXC W 4 FT BLK B
Legal SubdivisionPLAT OF THE TOWN OF THE ISLAND
Legal BlockB
Legal Lot Number36
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group1
Census Block1017
Census Tract1500

Owner

Source: Winnebago County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 2ND ST, NEENAH, WI 54956-2882
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2026 · Amount on Record
Deed SaleJan 19, 2026 · Amount on Record
Deed Document Number20261960044
Last Transfer DateJul 17, 2026
Transfer Doc0001971476
Record UpdatedOct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINNEBAGO WI
Recording DateJul 17, 2026
Property Address409 2ND ST, NEENAH, WI 54956-2882
Document Number0001971476
Instrument DateJul 17, 2026
Instrument20261971476
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 2ND ST, NEENAH, WI 54956-2882

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$196,500 (+120.79%) Land $30,000 Building $166,500
2023$2,298.00 (-0.56%) Homeowner's exemption$89,000 (-) Land $12,500 Building $76,500$128,607 Land $18,063 Building $110,544
2022$2,311.00 Homeowner's exemption$89,000 Land $12,500 Building $76,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20

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