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45 W 10th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 45 W 10th St, Tracy, CA 95376 · Last verified January 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,000 sqft · built 1962
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on File
Last Sale$575,000 (Jun 2019)
Tax Bill$9,525 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN235-055-110-000

Property Details

APN / Parcel Number

Primary APN235-055-110-000

Interior

Stories1 Story
Building Area5,000 sqft Total Area

Exterior

Year BuiltBuilt 1962
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address45 W 10TH ST
CityTRACY
StateCA
Zip95376-3901
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCITY/MUNI/TWP:TRACY MAP REF:MB 235 PG 05
Legal SubdivisionTRACY
Legal Block63
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2013
Census Tract5406

Owner

Source: San Joaquin County records · APN 235-055-110-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address251 FOREST HILLS DR, TRACY, CA 95376-4409
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Intrafamily Transfer, Transfer · Non-Conforming Investor Loan
OAK VALLEY COMMUNITY BANK
Sep 01, 2020Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC WESTERN NATIONAL BANK
Jun 21, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Jun 21, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Jun 21, 2019Grant Deed, Transfer · Conventional Mortgage
BILL JR POLLARD
Jun 12, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number0000065287
Last Transfer DateDec 15, 2025
Transfer Doc0000114154
Record UpdatedJun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateDec 15, 2025
Property Address45 W 10TH ST, TRACY, CA 95376-3901
Document Number0000114154
Instrument DateDec 11, 2025
Instrument2025-114154
Transaction TypeTransfer
Record UpdatedJan 07, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address251 FOREST HILLS DR, TRACY, CA 95376-4409

Mortgage

Document Number0000114155
DateDec 15, 2025
Instrument2025-114155
Lender
NameOAK VALLEY COMMUNITY BANK
TypeBank
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address45 W 10TH ST, TRACY, CA 95376-3901
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 W 10TH ST, TRACY, CA 95376-3901

Mortgage

Document Number0000112171
DateSep 01, 2020
Instrument2020-112171
Lender
NamePACIFIC WESTERN NATIONAL BANK
TypeBank
AddressCHEVY CHASE, MD 20815
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 21, 2019
Property Address45 W 10TH ST, TRACY, CA 95376-3901
Document Number0000065286
Instrument DateMay 24, 2019
Instrument65286
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1809 SW WAMPLER LN POWELL BUTTE OR 977531847, POWELL BUTTE, OR 97753-1847

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 21, 2019
Property Address45 W 10TH ST, TRACY, CA 95376-3901
Document Number0000065285
Instrument DateMay 24, 2019
Instrument65285
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 129 DOYLE CA 961090129, DOYLE, CA 96109-0129

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 21, 2019
Property Address45 W 10TH ST, TRACY, CA 95376-3901
Document Number0000065287
Instrument DateMay 23, 2019
Instrument65287
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$632.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address251 FOREST HILLS DR TRACY CA 953764409, TRACY, CA 95376-4409

Mortgage

Document Number65288
DateJun 21, 2019
Instrument65288
Lender
NameBILL JR POLLARD
Address79 E 11TH ST, TRACY, CA 95376-4038
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateJun 12, 2017
Property Address45 W 10TH ST, TRACY, CA 95376-3901
Document Number0000066240
Instrument DateMay 22, 2017
Instrument66240
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1071 SAN ANDREAS CA 952491071, SAN ANDREAS, CA 95249-1071

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,525.00 (+9.08%)$641,419 (+4.04%) Land $142,784 Building $498,635
2023$8,732.00 (+2.74%)$616,514 Land $137,241 Building $479,273
2022$8,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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