45 Virginia Ave, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 45 Virginia Ave, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,145 sqft · built 1974
Lot Size	0.432 acres (18,818 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Oct 2018)
Tax Bill	$15,638 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`332003 211-2-12`

Property Details

APN / Parcel Number

Primary APN	`332003 211-2-12`
Alternative APNs	`200321100000020120000000` `211-2-12` `62-2-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	657 sqft
Finished Basement	657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,818 sqft (0.432 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	674 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	211-2-12
Street Address	45 VIRGINIA AVE
City	MONROE
State	NY
Zip	10950-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	CAPITAL HILL SEC IV
Legal Block	2
Legal Lot Number	12.00
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	3
Census Block	3001
Census Tract	13400

Owner

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	858 BEDFORD AVE, BROOKLYN, NY 11205-2865
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage POLLAK FAMILY PRTNRSP
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARK MTG
Dec 6, 2019	Loan Modification, Mortgage · Conventional Mortgage ARK MTG
Oct 15, 2018	Deed, Transfer ARK MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	201873373
Deed Book / Page	14473 / 100
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073095
Date	Nov 13, 2025
Book Page	15815/365
Instrument	20250073095

Lender

Name	POLLAK FAMILY PRTNRSP

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085247
Date	Dec 13, 2022
Book Page	15348/337
Instrument	20220085247

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069233
Date	Oct 13, 2021
Book Page	15071/499
Instrument	20210069233

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000006230
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	TITLE ISSUE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 BEDFORD AVE #1 SPRING VALLEY NY 10977, 1, SPRING VALLEY, NY 10977

Mortgage

Document Number	0000006230
Date	Jan 28, 2020
Book Page	014693/001725
Instrument	6230

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	45 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000006231
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	TITLE ISSUE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 BEDFORD AVE #1 BROOKLYN NY 112052866, 1, BROOKLYN, NY 11205-2866

Mortgage

Document Number	0000006231
Date	Jan 28, 2020
Book Page	014693/001740
Instrument	6231

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 15, 2018
Property Address	45 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000073373
Book / Page	14473 / 100
Instrument Date	Sep 13, 2018
Instrument	20180073373
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 BEDFORD AVE, BROOKLYN, NY 11205-2865

Mortgage

Document Number	0000073374
Date	Oct 15, 2018
Book Page	0000014473/0000000104
Instrument	20180073374

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,000 (-) Land $12,000 Building $45,000	$650,700 (+18.61%)
2024	$15,638.00
2023		$57,000 Land $12,000 Building $45,000	$548,600 Land $115,495 Building $433,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	34 (1978–2023)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BLOOMING GROVE VILLAGE WD 1 serves 3,400 people · EPA ID NY3510641
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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