45 Vinny's Ter, Covington, GA 30014 Property Records

Newton County property record for 45 Vinny's Ter, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,342 sqft · built 1998
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (May 1999)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01140-00000-299-000`

Property Details

APN / Parcel Number

Primary APN	`01140-00000-299-000`
Alternative APNs	`0114 299` `34151`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,342 sqft Heated Area
1st Floor Area	1,822 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34151
Street Address	45 VINNYS TER
City	COVINGTON
State	GA
Zip	30014-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 VINNY'S LAKE UNIT TW
Legal Subdivision	VINNY'S LAKE
Legal Lot Number	5
Legal Unit	TW
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1000
Census Tract	100204

Owner

45 Vinny's Ter is owned and occupied by two individuals who acquired it in September 2017.

Source: Newton County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 VINNYS TER, COVINGTON, GA 30014-8900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · FHA Mortgage PREMIUM SECURITY
Aug 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING COMMISSIONER
Oct 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1999 · Amount on File
Deed Sale	May 26, 1999 · Amount on File
Prior Sale	Nov 24, 1998 · Amount on File
Deed Book / Page	828 / 532
Last Transfer Date	Sep 25, 2017
Transfer Doc	0000003656
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 VINNYS TER, COVINGTON, GA 30014-8900
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VINNYS TER, COVINGTON, GA 30014-8900

Mortgage

Document Number	0044300000000418
Date	Aug 30, 2022
Book Page	0000004430/0000000418
Instrument	014886

Lender

Name	PREMIUM SECURITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	893 Months
Due	Jan 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.46%
Type Change Date	Oct 1, 2020

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 VINNYS TER, COVINGTON, GA 30014-8900
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VINNYS TER, COVINGTON, GA 30014-8900

Mortgage

Document Number	0044300000000438
Date	Aug 30, 2022
Book Page	0000004430/0000000438
Instrument	014887

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	893 Months
Due	Jan 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.46%
Type Change Date	Oct 1, 2020

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 VINNYS TER, COVINGTON, GA 30014-8900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036200005
Date	Oct 10, 2017
Book Page	3620/5
Instrument	011506

Lender

Name	REVERSE MORTGAGE FUNDING
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	960 Months
Due	Oct 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Oct 1, 2018

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 VINNYS TER, COVINGTON, GA 30014-8900
Document Number	0041150447
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VINNYS TER COVINGTON GA 300148900, COVINGTON, GA 30014-8900

Mortgage

Document Number	0041150447
Date	Dec 21, 2020
Book Page	004115/000447
Instrument	18744

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Dec 20, 2097

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 VINNYS TER, COVINGTON, GA 30014-8900
Document Number	0041150428
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VINNYS TER COVINGTON GA 300148900, COVINGTON, GA 30014-8900

Mortgage

Document Number	0041150428
Date	Dec 21, 2020
Book Page	004115/000428
Instrument	18743

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Dec 20, 2097

Tax Assessment & Valuation

The 2025 property tax bill for 45 Vinny's Ter was $2,533 with exemptions applied, up 5.8% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00 (+5.76%) Homeowner's exemption Senior Citizen's exemption	$145,160 (+8.01%) Land $16,800 Building $128,360	$362,900 (+8.01%) Land $42,000 Building $320,900
2024	$2,395.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$134,400 (-8.15%) Land $16,800 Building $117,600	$336,000 (-8.15%) Land $42,000 Building $294,000
2023		$146,320 Land $9,600 Building $136,720	$365,800 Land $24,000 Building $341,800
2022	$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Vinny's Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Vinny's Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

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