45 Vincent St, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 45 Vincent St, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1955
Lot Size	0.226 acres (9,840 sqft)
Owner	Individual on Record
Last Sale	$129,000 (May 2018)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11875 P:0105`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11875 P:0105`
Alternative APN	`118750105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,840 sqft (0.226 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	118750105
Street Address	45 VINCENT ST
City	SPRINGFIELD
State	MA
Zip	01129-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	801603

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	45 VINCENT ST, SPRINGFIELD, MA 01129-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 17, 2018	Warranty Deed, Transfer · Conventional with PMI TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Oct 12, 2004 · Amount on Record
Transfer Doc	0000027079
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	45 VINCENT ST, SPRINGFIELD, MA 01129-1618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238183
Date	Nov 6, 2024
Instrument	238183

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 17, 2018
Property Address	45 VINCENT ST, SPRINGFIELD, MA 01129-1618
Document Number	0000214476
Instrument Date	May 14, 2018
Instrument	214476
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CATON LN INDIAN ORCHARD MA 011511535, INDIAN ORCHARD, MA 01151-1535

Mortgage

Document Number	214477
Date	May 17, 2018
Instrument	214477

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00 (+7.55%)	$177,200 (+16.96%) Land $57,700 Building $119,500	$254,125 (+12.49%)
2024			$225,910
2023	$2,583.00	$151,500 Land $55,000 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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