Newton County property record for 45 Victory Ln, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,497 sqft · built 2021 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,900 (Apr 2021) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0051C-00000-004-000 |
| Primary APN | 0051C-00000-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,497 sqft Heated Area |
| 1st Floor Area | 2,216 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 743 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45350 |
|---|---|
| Street Address | 45 VICTORY LN |
| City | COVINGTON |
| State | GA |
| Zip | 30016-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 THE FIELDS AT TWIN RIVERS |
| Legal Subdivision | THE FIELDS AT TWIN RIVERS |
| Legal Lot Number | 4 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | SOUTH NEWTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 100802 |
Source: Newton County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 VICTORY LN, COVINGTON, GA 30016-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Oct 30, 2020 | Grant Deed, Construction Loan · Construction Mortgage MS CHURCHILL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 20212225 |
| Deed Book / Page | 4190 / 587 |
| Last Transfer Date | Dec 29, 2023 |
| Transfer Doc | 0045810397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jan 5, 2024 |
| Property Address | 45 VICTORY LN, COVINGTON, GA 30016-5201 |
| Document Number | 0045810397 |
| Book / Page | 4581 / 397 |
| Instrument Date | Dec 29, 2023 |
| Instrument | D2024000222 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 VICTORY LN, COVINGTON, GA 30016-5201 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Apr 30, 2021 |
| Property Address | 45 VICTORY LN, COVINGTON, GA 30016-5201 |
| Document Number | 0041900587 |
| Book / Page | 4190 / 587 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-002225 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 SARA DR, COVINGTON, GA 30014-4747 |
| Document Number | 0041900000000590 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 0000004190/0000000590 |
| Instrument | 008531 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Oct 30, 2020 |
| Property Address | 45 VICTORY LN, COVINGTON, GA 30016-5201 |
| Document Number | 0040900330 |
| Book / Page | 004090 / 000330 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 15603 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 VICTORY LN COVINGTON GA 30016, COVINGTON, GA 30016 |
| Investor | Possibly a Property Investor |
| Document Number | 40900381 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 004090/000381 |
| Instrument | 15610 |
| Name | MS CHURCHILL LLC |
|---|---|
| Address | 822 A1A N # 202, PONTE VEDRA BEACH, FL 32082-8213 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 29, 2021 |
| Document Number | 40900439, |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 004090/000439 |
| Instrument | 15616 |
| Name | MS CHURCHILL LLC |
|---|---|
| Address | 822 A1A N # 202, PONTE VEDRA BEACH, FL 32082-8213 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 29, 2021 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 (+6.71%) Homeowner's exemption | $141,880 (+8.67%) Land $19,200 Building $122,680 | $354,700 (+8.67%) Land $48,000 Building $306,700 |
| 2023 | $130,560 (+20.75%) Land $10,000 Building $120,560 | $326,400 (+20.75%) Land $25,000 Building $301,400 | |
| 2022 | $3,278.00 Homeowner's exemption | $108,120 Land $10,000 Building $98,120 | $270,300 Land $25,000 Building $245,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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