Pawtucket City property record for 45 Vernon St, Pawtucket, RI 02860
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,691 sqft · built 1920 |
| Lot Size | 0.128 acres (5,569 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2021) |
| Tax Bill | $5,302 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:23 L:0490 |
| Primary APN | PAWT M:23 L:0490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,691 sqft Living Area |
| Gross Area | 4,828 sqft |
| 1st Floor Area | 1,170 sqft |
| Attic | Attic |
| Attic Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,569 sqft (0.128 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 230490 |
|---|---|
| Street Address | 45 VERNON ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-4230 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM |
| Legal Lot Number | 490 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 16700 |
45 Vernon St, a duplex, is owned and occupied by two individuals who bought it in September 2021.
Source: Pawtucket City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 VERNON ST, PAWTUCKET, RI 02860-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on File |
| Deed Sale | Sep 8, 2021 · Amount on File |
| Prior Sale | Nov 19, 2004 · Amount on File |
| Deed Document Number | 202112 |
| Deed Book / Page | 4745 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Sep 8, 2021 |
| Property Address | 45 VERNON ST, PAWTUCKET, RI 02860-4230 |
| Document Number | 4745-216 |
| Book / Page | 4745 / 216 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 12 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 13 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 13 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Vernon St was $5,302.
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,302.00 | $403,200 Land $104,800 Building $298,400 | $542,702 |
| 2023 | $4,520.00 (+2.17%) | $266,800 (-) Land $55,600 Building $211,200 | |
| 2022 | $4,424.00 | $266,800 Land $55,600 Building $211,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Vernon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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