45 Varnedoe Ave, Savannah, GA 31408 Property Records

Chatham County property record for 45 Varnedoe Ave, Savannah, GA 31408

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,298 sqft · built 1960
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (Jan 2021)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Jan 2021 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-0013-04-043`

Property Details

APN / Parcel Number

Primary APN	`6-0013-04-043`
Alternative APN	`W275F138`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,413 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	45 VARNEDOE AVE
City	SAVANNAH
State	GA
Zip	31408-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTHERN PORTION OF LOT 41 SUB OF TRACTS 61 THRU 75 INDUSTRIAL
Legal Subdivision	SUB
Legal Tract	61
Legal Lot Number	41
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3007
Census Tract	10601

Owner

45 Varnedoe Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 VARNEDOE AVE, SAVANNAH, GA 31408-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage HEALTH CENTER CREDIT UNION
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage THE LANCASTER JOINT REVOCABLE LIVING TRU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	2021572
Deed Book / Page	2220 / 616
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 14, 2021
Property Address	45 VARNEDOE AVE, SAVANNAH, GA 31408-1720
Document Number	0022200636
Book / Page	2220 / 636
Instrument Date	Jan 14, 2021
Instrument	2021-000574
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VARNEDOE AVE, GARDEN CITY, GA 31408-1720

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 14, 2021
Property Address	45 VARNEDOE AVE, SAVANNAH, GA 31408-1720
Document Number	0022200616
Book / Page	2220 / 616
Instrument Date	Jan 14, 2021
Instrument	2021-000572
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VARNEDOE AVE, GARDEN CITY, GA 31408-1720

Mortgage

Document Number	0000002220/0000000618
Date	Jan 26, 2021
Book Page	0000002220/0000000618

Lender

Name	HEALTH CENTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 27, 2018
Property Address	45 VARNEDOE AVE, SAVANNAH, GA 31408-1720
Document Number	0014340183
Book / Page	1434 / 183
Instrument Date	Aug 27, 2018
Instrument	2018-008707
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FAIRGREEN ST, POOLER, GA 31322

Mortgage

Document Number	0000001434/0000000185
Date	Aug 28, 2018
Book Page	0000001434/0000000185
Instrument	031244000007

Lender

Name	THE LANCASTER JOINT REVOCABLE LIVING TRU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 45 Varnedoe Ave was $2,163, up 2.5% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Garden City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,200 (+2.3%) Land $24,000 Building $120,200	$360,500 (+2.3%) Land $60,000 Building $300,500
2025	$2,163.00 (+2.46%) Homeowner's exemption	$140,960 Land $24,000 Building $116,960	$352,400 Land $60,000 Building $292,400
2024	$2,111.00
2023		$107,280 (+54.58%) Land $19,200 Building $88,080	$268,200 (+54.58%) Land $48,000 Building $220,200
2022	$1,884.00	$69,400 Land $8,240 Building $61,160	$173,500 Land $20,600 Building $152,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Varnedoe Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2022 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Varnedoe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN CITY serves 9,000 people · EPA ID GA0510000
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

Nearby Properties on Varnedoe Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures