Shelby County property record for 45 Vance Ave, Memphis, TN 38103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,886 sqft · built 2009 |
| Lot Size | 0.018 acres (800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $363,000 (Apr 2025) |
| Tax Bill | $2,854 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-2103-C0-0007 |
| Primary APN | 00-2103-C0-0007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,346 sqft |
| 1st Floor Area | 782 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 800 sqft (0.018 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 45 VANCE AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38103-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SM |
| Legal Description | SS VANCE AVE SEE MAP GRID 132 O |
| Legal Subdivision | FRONT BLUFF |
| Legal Lot Number | 7 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 4200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bluffs Warehouse Historic District listed 1987 · 56 contributing resources · NRIS 87000453 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
45 Vance Ave is owned and occupied by an individual who bought it in April 2025.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 VANCE AVE, MEMPHIS, TN 38103-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit BANK3 |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK3 |
| Jun 10, 2019 | Deed of Trust, Mortgage PARAGON BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on File |
| Deed Sale | Apr 16, 2025 · Amount on File |
| Prior Sale | Apr 20, 2011 · Amount on File |
| Deed Document Number | 202529765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 45 VANCE AVE, MEMPHIS, TN 38103-4118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 VANCE AVE, MEMPHIS, TN 38103-4118 |
| Document Number | 0023049482 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 23049482 |
| Name | BANK3 |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 7, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 45 VANCE AVE, MEMPHIS, TN 38103-4118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0021024636 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 21024636 |
| Name | BANK3 |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 45 VANCE AVE, MEMPHIS, TN 38103-4118 |
| Document Number | 0000058651 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 45 VANCE AVE MEMPHIS TN 381034118, MEMPHIS, TN 38103-4118 |
| Document Number | 0000058651 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 58651 |
| Name | PARAGON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 13, 2039 |
The 2025 property tax bill for 45 Vance Ave was $2,854.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,854.00 | $106,125 Land $21,250 Building $84,875 | $424,500 Land $85,000 Building $339,500 |
| 2023 | $80,400 Land $15,000 Building $65,400 | ||
| 2022 | $4,897.00 | ||
| 2021 | $321,600 Land $60,000 Building $261,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Vance Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Vance Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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